1113 Carmona Pl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1113 Carmona Pl, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,123 sqft · built 2008
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Dec 2021)
Tax Bill	$6,003 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028332-2440`

Property Details

APN / Parcel Number

Primary APN	`028332-2440`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,123 sqft Living Area
Gross Area	2,766 sqft
1st Floor Area	2,123 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	531 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1113 CARMONA PL
City	SAINT AUGUSTINE
State	FL
Zip	32092-4790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	56/91-98 SEVILLA AT WORLD COMMERCE PHASE 2 LOT 244 OR5450/1221
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	SEVILLA AT WORLD COMMERCE PHASE 2
Legal Phase	2
Legal Block	2
Legal Lot Number	244
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2002
Census Tract	20906

Owner

1113 Carmona Pl is owned and occupied by two individuals who bought it in December 2021.

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1113 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 21, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 12, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2021 · Amount on File
Deed Sale	Dec 21, 2021 · Amount on File
Prior Sale	Jan 4, 2008
Deed Document Number	2021137850
Deed Book / Page	5450 / 1221
Prior Transfer Date	May 11, 2021
Prior Transfer Doc	0052630428
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1113 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790

Mortgage

Document Number	0058660689
Date	Dec 5, 2023
Book Page	5866/689
Instrument	2023094417

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 21, 2021
Property Address	1113 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790
Document Number	0054501221
Book / Page	5450 / 1221
Map Reference	MB 56 PG 91
Instrument Date	Dec 17, 2021
Instrument	2021137850
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	902 11TH ST, DAVENPORT, WA 99122-5030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 CARMONA PL, ST AUGUSTINE, FL 32092-4790

Mortgage

Document Number	0054501223
Date	Dec 21, 2021
Instrument	5450/1223

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	May 12, 2021
Property Address	1113 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790
Document Number	0052630428
Book / Page	5263 / 428
Map Reference	MB 56 PG 91-98
Instrument Date	May 11, 2021
Instrument	2021053417
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1113 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790

Tax Assessment & Valuation

The 2025 property tax bill for 1113 Carmona Pl was $6,003 with a homeowner's exemption, up 9.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,974 (-12.07%) Land $86,500 Building $233,474	$319,974 (-12.61%) Land $86,500 Building $233,474
2025	$6,003.00 (+9.48%) Homeowner's exemption	$363,914 (+2.9%)	$366,145 (+3.53%) Land $86,500 Building $279,645
2024	$5,483.00 (-4.92%) Homeowner's exemption	$353,658 (-4.96%)	$353,658 (-4.96%) Land $82,500 Building $271,158
2023	$5,767.00 (-3.5%) Homeowner's exemption	$372,116 (+7%)	$372,116 (+7%) Land $81,760 Building $290,356
2022	$5,976.00	$347,759	$347,759 Land $81,760 Building $265,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1113 Carmona Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1113 Carmona Pl is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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