Cherokee County property record for 1031 Cardinal Rd, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,008 sqft Heated Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $160,000 (2020) |
| Tax Bill | $1,003.00 (2025) |
| Primary APN | 458220815574000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,008 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plywood Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 17,424 sqft (0.4 acres) |
| Depth X Width | 140 ft x 95 ft Depth x Width |
| Deck Area | 619 sqft Deck |
|---|---|
| Porch | Open Porch |
| Porch Area | 144 sqft Porch |
| Topography | Mountain Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 52859 |
|---|---|
| Street Address | 1031 CARDINAL RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-3277 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 4 TR 32 SEC 2 TARHEEL PROP 1417/985 |
| Legal Phase | 1417 |
| Legal Tract | 32 |
| Legal Lot Number | 4 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 930502 |
Source: Cherokee County records · APN 458220815574000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1031 CARDINAL RD, MURPHY, NC 28906-3277 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 02, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Sep 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 25, 2020 · Amount on Record |
| Deed Sale | Sep 25, 2020 · Amount on Record |
| Prior Sale | Aug 18, 2011 · Amount on Record |
| Deed Doc Number | 5412 |
| Deed Book / Page | 1658 / 44 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1031 CARDINAL RD, MURPHY, NC 28906-3277 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 1031 CARDINAL RD, MURPHY, NC 28906-3277 |
| Document Number | 01728/1194 |
|---|---|
| Date | Feb 02, 2023 |
| Book Page | 1728/1194 |
| Instrument | 472 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Sep 25, 2020 |
| Property Address | 1031 CARDINAL RD, MURPHY, NC 28906-3277 |
| Document Number | 0001658/44 |
| Book / Page | 1658 / 44 |
| Map Reference | CAB B SL 13 |
| Instrument Date | Sep 08, 2020 |
| Instrument | 5412 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 VALLEY VIEW RD, RUCKERSVILLE, VA 22968-2605 |
| Name | Verified Name |
|---|---|
| Address | 1031 CARDINAL RD, MURPHY, NC 28906-3277 |
| Document Number | 0016580049 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 01658/0049 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,003.00 | $129,610 (-) | $129,610 (-) Land $39,000 Building $90,610 |
| 2023 | $129,610 | $129,610 Land $39,000 Building $90,610 |
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