1125 Bailey Rd, Sycamore, IL 60178 Property Records

DeKalb County property record for 1125 Bailey Rd, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 828 sqft · built 2008
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Aug 2020)
Tax Bill	$6,814 (2024)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-05-254-018`

Property Details

APN / Parcel Number

Primary APN	`09-05-254-018`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Building Area	828 sqft Building Perimeter
1st Floor Area	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Foundation Type	Retaining Wall
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0905254018
Street Address	1125 BAILEY RD
City	SYCAMORE
State	IL
Zip	60178-3052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 385 - RESTON PONDS - UNIT 3
Legal Subdivision	RESTON PONDS
Legal Lot Number	385
Legal Unit	3
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	1
Census Block	1026
Census Tract	600

Owner

1125 Bailey Rd is owned and occupied by an individual who bought it in August 2020.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1125 BAILEY RD, SYCAMORE, IL 60178-3052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST MTG
Jul 26, 2017	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Prior Sale	Jul 26, 2017 · Amount on File
Deed Document Number	20208633
Prior Transfer Date	Jan 31, 2014
Prior Transfer Doc	0000001113
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 27, 2020
Property Address	1125 BAILEY RD, SYCAMORE, IL 60178-3052
Document Number	0000008633
Instrument Date	Jun 19, 2020
Instrument	8633
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	42W672 ARROWHEAD DR ST ST CHARLES IL 60175, ST CHARLES, IL 60175

Mortgage

Document Number	8634
Date	Aug 27, 2020
Instrument	8634

Lender

Name	HOMETRUST MTG
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 26, 2017
Property Address	1125 BAILEY RD, SYCAMORE, IL 60178-3052
Document Number	0000007166
Instrument Date	Jul 10, 2017
Instrument	7166
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	417 SPRUCE ST AURORA IL 605063937, AURORA, IL 60506-3937

Mortgage

Document Number	7167
Date	Jul 26, 2017
Instrument	7167

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 25, 2032

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,902 Land $26,920 Building $72,982	$299,706 Land $80,760 Building $218,946
2024	$6,814.00
2023		$82,060 Land $16,382 Building $65,678	$246,180 Land $49,146 Building $197,034

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1125 Bailey Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1125 Bailey Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Frontier, Verizon, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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