1140 Bailey Rd, Sycamore, IL 60178 Property Records

DeKalb County property record for 1140 Bailey Rd, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,290 sqft · built 2017
Lot Size	0.25 acres (10,890 sqft)
Owner	Trust Name on File
Last Sale	$268,000 (Apr 2018)
Tax Bill	$9,278 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2019 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-228-003`

Property Details

APN / Parcel Number

Primary APN	`09-05-228-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Building Area	1,290 sqft Building Perimeter
1st Floor Area	1,290 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	132 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0905228003
Street Address	1140 BAILEY RD
City	SYCAMORE
State	IL
Zip	60178-3057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 325 - RESTON PONDS - UNIT 3
Legal Subdivision	RESTON PONDS
Legal Lot Number	325
Legal Unit	3
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	1
Census Block	1028
Census Tract	600

Owner

1140 Bailey Rd is owner-occupied and held in a trust since April 2018.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	Trust Name on File
Mailing Address	1140 BAILEY RD, SYCAMORE, IL 60178-3057
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit ILLINOIS BK&TR
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit ILLINOIS BK&TR
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit ILLINOIS BK&TR
Apr 16, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE CHARTERED BK
Nov 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BK
Oct 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2018 · Amount on File
Deed Sale	Apr 16, 2018 · Amount on File
Prior Sale	Oct 12, 2017 · Amount on File
Deed Document Number	20183378
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1140 BAILEY RD, SYCAMORE, IL 60178-3057
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000002696
Date	Mar 3, 2021
Instrument	2021002696

Lender

Name	BLACKHAWK BANK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1140 BAILEY RD, SYCAMORE, IL 60178-3057
Document Number	0000002423
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6855 E RIVERSIDE BLVD ROCKFORD IL 611144429, ROCKFORD, IL 61114-4429

Mortgage

Document Number	0000002423
Date	Apr 3, 2019
Instrument	2423

Lender

Name	ILLINOIS BK&TR
Address	ROCKFORD, IL 61114-4429

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 2, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.5%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1140 BAILEY RD, SYCAMORE, IL 60178-3057
Document Number	0000002013
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1140 BAILEY RD SYCAMORE IL 601783057, SYCAMORE, IL 60178-3057

Mortgage

Document Number	0000002013
Date	Mar 21, 2019
Instrument	2013

Lender

Name	ILLINOIS BK&TR
Address	ROCKFORD, IL 61114-4429

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 20, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.5%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1140 BAILEY RD, SYCAMORE, IL 60178-3057
Document Number	0000002014
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1140 BAILEY RD SYCAMORE IL 601783057, SYCAMORE, IL 60178-3057

Mortgage

Document Number	0000002014
Date	Mar 21, 2019
Instrument	2014

Lender

Name	ILLINOIS BK&TR
Address	ROCKFORD, IL 61114-4429

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 20, 2029

Interest

Rate Type	Adjustable Rate
Rate	5.5%

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 16, 2018
Property Address	1140 BAILEY RD, SYCAMORE, IL 60178-3057
Document Number	0000003378
Instrument Date	Apr 6, 2018
Instrument	3378
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 26, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	380 COLONIAL CIR GENEVA IL 601343639, GENEVA, IL 60134-3639

Mortgage

Document Number	3379
Date	Apr 16, 2018
Instrument	3379

Lender

Name	STATE CHARTERED BK
Address	ROCKFORD, IL 61114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1140 BAILEY RD, SYCAMORE, IL 60178-3057
Document Number	0000011248
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17 N 1ST ST GENEVA IL 601342220, GENEVA, IL 60134-2220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011248
Date	Nov 13, 2017
Instrument	11248

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	ITASCA, IL 60143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 12, 2017
Property Address	1140 BAILEY RD, SYCAMORE, IL 60178-3057
Document Number	0000010059
Instrument Date	Oct 10, 2017
Instrument	10059
Transaction Type	Transfer
Record Updated	Dec 4, 2017

Transaction

Amount	Amount on Record
Tax	$281.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 N 1ST ST GENEVA IL 601342220, GENEVA, IL 60134-2220
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,755 Land $19,229 Building $108,526	$383,265 Land $57,687 Building $325,578
2024	$9,278.00
2023		$114,811 Land $14,971 Building $99,840	$344,433 Land $44,913 Building $299,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1140 Bailey Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1140 Bailey Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Frontier, Verizon, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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