1111 Bailey Rd, Sycamore, IL 60178 Property Records

DeKalb County property record for 1111 Bailey Rd, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,694 sqft · built 2017
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individuals on Record
Last Sale	$261,000 (Jul 2019)
Tax Bill	$9,296 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-254-016`

Property Details

APN / Parcel Number

Primary APN	`09-05-254-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Building Area	1,694 sqft Building Perimeter
1st Floor Area	1,694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	145 ft deep x 81.6 ft wide
Garage Type	Attached
Garage Area	436 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0905254016
Street Address	1111 BAILEY RD
City	SYCAMORE
State	IL
Zip	60178-3052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 383 - RESTON PONDS - UNIT 3
Legal Subdivision	RESTON PONDS
Legal Lot Number	383
Legal Unit	3
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	1
Census Block	1026
Census Tract	600

Owner

Source: DeKalb County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1111 BAILEY RD, SYCAMORE, IL 60178-3052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
May 26, 2020	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG
Jul 24, 2019	Warranty Deed, Transfer · Conventional Mortgage CIBC BK USA
Oct 30, 2018	Trustee's Deed, Transfer · Line of Credit COMMUNITY BUSN LNDR SVC
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BK
Nov 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2019 · Amount on Record
Deed Sale	Jul 24, 2019 · Amount on Record
Prior Sale	Nov 6, 2017 · Amount on Record
Deed Document Number	20196392
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1111 BAILEY RD, SYCAMORE, IL 60178-3052
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 BAILEY RD, SYCAMORE, IL 60178-3052

Mortgage

Document Number	0000002432
Date	Apr 12, 2023
Instrument	2023002432

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 30, 2033

Interest

Rate Type	Adjustable Rate
Rate	8.74%
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1111 BAILEY RD, SYCAMORE, IL 60178-3052
Document Number	0000005861
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	FIDELITY NATIONAL TITLE (RLC), FIDELITY NAT'L TITLE (RLC)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1111 BAILEY RD SYCAMORE IL 601783052, SYCAMORE, IL 60178-3052

Mortgage

Document Number	0000005861
Date	Jun 24, 2020
Instrument	5861

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

Interest

Rate	3.25%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 24, 2019
Property Address	1111 BAILEY RD, SYCAMORE, IL 60178-3052
Document Number	0000006392
Instrument Date	Jul 12, 2019
Instrument	6392
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,305.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1722 W OAKTON ST DEKALB IL 60178, DEKALB, IL 60178

Mortgage

Document Number	6393
Date	Jul 24, 2019
Instrument	6393

Lender

Name	CIBC BK USA
Address	WORTH, IL 60482

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

October 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 30, 2018
Property Address	1111 BAILEY RD, SYCAMORE, IL 60178-3052
Document Number	0000010080
Instrument Date	Oct 22, 2018
Instrument	10080
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 N 1ST ST GENEVA IL 601342220, GENEVA, IL 60134-2220

Mortgage

Document Number	10081
Date	Oct 30, 2018
Instrument	10081

Lender

Name	COMMUNITY BUSN LNDR SVC
Type	Construction/Development Company
Address	WEST DES MOINES, IA 50266

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 29, 2023

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1111 BAILEY RD, SYCAMORE, IL 60178-3052
Document Number	0000012160
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17 N 1ST ST GENEVA IL 601342220, GENEVA, IL 60134-2220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012160
Date	Dec 7, 2017
Instrument	12160

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	ITASCA, IL 60143

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 6, 2017
Property Address	1111 BAILEY RD, SYCAMORE, IL 60178-3052
Document Number	0000011093
Instrument Date	Nov 1, 2017
Instrument	11093
Transaction Type	Transfer
Record Updated	Dec 4, 2017

Transaction

Amount	Amount Recorded
Tax	$39.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 N 1ST ST GENEVA IL 601342220, GENEVA, IL 60134-2220
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,008 (+31.17%) Land $20,768 Building $106,240	$381,024 (+31.17%) Land $62,304 Building $318,720
2024	$9,296.00
2023		$96,829 Land $14,971 Building $81,858	$290,487 Land $44,913 Building $245,574

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Frontier, Verizon, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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