1124 Rapids St, Adel, IA 50003 Property Records

Dallas County property record for 1124 Rapids St, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 1905
Lot Size	0.214 acres (9,328 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Sep 2020)
Tax Bill	$4,988 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000001129330009`

Property Details

APN / Parcel Number

Primary APN	`000001129330009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,796 sqft Living Area
1st Floor Area	874 sqft
Basement Area	874 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1905
Architectural Style	Colonial
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	9,328 sqft (0.214 acres)
Lot Dimensions	132 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	112 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	1124 RAPIDS ST
City	ADEL
State	IA
Zip	50003-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E70.44' S132' OL 11 & 4 X 22' OF ALLEY ADJOINING ON N
Legal Range	27
Legal Township	79
Legal Section	29
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	2
Census Block	2041
Census Tract	50700

Owner

Source: Dallas County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1124 RAPIDS ST, ADEL, IA 50003-1431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Sep 9, 2020	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INV
Oct 5, 2017	Warranty Deed, Transfer CALIBER HM LOANS
Sep 23, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IA CMNTY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Prior Sale	Jan 6, 2016 · Amount on Record
Deed Document Number	0202024059
Deed Book / Page	2020 / 24059
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1124 RAPIDS ST, ADEL, IA 50003-1431
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202520341
Date	Nov 24, 2025
Instrument	2025-20341

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 23, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Sep 9, 2020
Property Address	1124 RAPIDS ST, ADEL, IA 50003-1431
Document Number	0000024059
Instrument Date	Sep 3, 2020
Instrument	24059
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$367.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1124 RAPIDS ST ADEL IA 500031431, ADEL, IA 50003-1431

Mortgage

Document Number	24061
Date	Sep 9, 2020
Instrument	24061

Lender

Name	GERSHMAN INV
Type	MERS
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Oct 5, 2017
Property Address	1124 RAPIDS ST, ADEL, IA 50003-1431
Document Number	0000019725
Instrument Date	Oct 1, 2017
Instrument	19725
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$343.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1124 RAPIDS ST ADEL IA 500031431, ADEL, IA 50003-1431

Mortgage

Document Number	19727
Date	Oct 5, 2017
Instrument	19727

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1124 RAPIDS ST, ADEL, IA 50003-1431
Document Number	0000019779
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1124 RAPIDS ST ADEL IA 500031431, ADEL, IA 50003-1431

Mortgage

Document Number	0000019779
Date	Oct 5, 2017
Instrument	19779

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Oct 4, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$315,730 (+5.51%) Land $37,340 Building $278,390	$315,730 (+5.51%) Land $37,340 Building $278,390
2024	$4,988.00 (-1.34%)
2023		$299,250 Land $32,000 Building $267,250	$299,250 Land $32,000 Building $267,250
2022	$5,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1993–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies, Verizon.

Nearby Properties on Rapids St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures