1104 Rapids St, Adel, IA 50003 Property Records

Dallas County property record for 1104 Rapids St, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,123 sqft · built 1908
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$421,000 (Jun 2021)
Tax Bill	$8,036 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000001129330012`

Property Details

APN / Parcel Number

Primary APN	`000001129330012`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,123 sqft Living Area
1st Floor Area	1,512 sqft
Attic Area	832 sqft
Basement Area	1,512 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	132 ft deep x 99 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	360 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	1104 RAPIDS ST
City	ADEL
State	IA
Zip	50003-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E99' S132' OL 12
Legal Range	27
Legal Township	79
Legal Section	29
Legal Subdivision	CITY/ADEL
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	2
Census Block	2041
Census Tract	50700

Owner

1104 Rapids St is owned and occupied by an individual who bought it in June 2021.

Source: Dallas County records, as of October 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1104 RAPIDS ST, ADEL, IA 50003-1431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK
Sep 14, 2020	Warranty Deed, Transfer · Conventional Mortgage FARMERS BK
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage RACCOON VLY BK
Jun 28, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IA CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Prior Sale	Sep 14, 2020 · Amount on File
Deed Document Number	0202118811
Deed Book / Page	2021 / 18811
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Jun 25, 2021
Property Address	1104 RAPIDS ST, ADEL, IA 50003-1431
Document Number	0202118811
Book / Page	2021 / 18811
Instrument Date	Jun 24, 2021
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$672.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1104 RAPIDS ST, ADEL, IA 50003-1431

Mortgage

Document Number	0202118813
Date	Jun 25, 2021
Instrument	2021-18813

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Sep 14, 2020
Property Address	1104 RAPIDS ST, ADEL, IA 50003-1431
Document Number	0000024604
Instrument Date	Sep 10, 2020
Instrument	24604
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$678.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 RAPIDS ST ADEL IA 500031431, ADEL, IA 50003-1431

Mortgage

Document Number	24606
Date	Sep 14, 2020
Instrument	24606

Lender

Name	FARMERS BK
Type	Bank
Address	FRANKFORT, IN 46041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1104 RAPIDS ST, ADEL, IA 50003-1431
Document Number	0000013166
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1104 RAPIDS ST ADEL IA 500031431, ADEL, IA 50003-1431

Mortgage

Document Number	0000013166
Date	Jul 31, 2019
Instrument	13166

Lender

Name	RACCOON VLY BK
Type	Bank
Address	ADEL, IA 50003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 30, 2024

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1104 RAPIDS ST, ADEL, IA 50003-1431
Document Number	0000014992
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Sep 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1104 RAPIDS ST ADEL IA 500031431, ADEL, IA 50003-1431

Mortgage

Document Number	0000014992
Date	Aug 8, 2018
Instrument	14992

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 7, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$502,160 Land $51,980 Building $450,180	$502,160 Land $51,980 Building $450,180
2024	$8,036.00
2023		$475,730 Land $44,550 Building $431,180	$475,730 Land $44,550 Building $431,180
2022	$8,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 Rapids St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1993–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 Rapids St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

Nearby Properties on Rapids St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures