1208 Rapids St, Adel, IA 50003 Property Records

Dallas County property record for 1208 Rapids St, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,929 sqft · built 1950
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$197,000 (Feb 2026)
Tax Bill	$3,880 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-29-312-005`

Property Details

APN / Parcel Number

Primary APN	`11-29-312-005`
Alternative APNs	`000001129312005` `540001129312005`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,929 sqft Living Area
Gross Area	3,586 sqft
1st Floor Area	1,625 sqft
Basement Area	1,625 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	57 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Water Source	Commercial

Location & Zoning

Account Number	540001129312005
Street Address	1208 RAPIDS ST
City	ADEL
State	IA
Zip	50003-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICES ADD E132 W198 S132 BLK 3
Legal Range	27W
Legal Township	79N
Legal Section	29
Legal Subdivision	RICES ADDITION
Legal Tract	2013-17014
Legal Block	3
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	2
Census Block	2042
Census Tract	50700

Owner

Source: Dallas County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1208 RAPIDS ST, ADEL, IA 50003-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Warranty Deed, Transfer · Conventional Mortgage MARINE CU
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Sep 10, 2013 · Amount on Record
Deed Document Number	20262778
Deed Book / Page	2026 / 2778
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Feb 20, 2026
Property Address	1208 RAPIDS ST, ADEL, IA 50003-1432
Document Number	0202602778
Instrument Date	Feb 17, 2026
Instrument	2026-02778
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$314.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 RAPIDS ST, ADEL, IA 50003-1432

Mortgage

Document Number	0202602779
Date	Feb 20, 2026
Instrument	2026-02779

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	12.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	12.4%
Max Rate At Change	14.4%
Index	1-Year CMT
Max Rate	18.4%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1208 RAPIDS ST, ADEL, IA 50003-1432
Document Number	0000002595
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1208 RAPIDS ST ADEL IA 500031432, ADEL, IA 50003-1432

Mortgage

Document Number	0000002595
Date	Feb 13, 2020
Instrument	2595

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 12, 2040

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1208 RAPIDS ST, ADEL, IA 50003-1432
Document Number	0000023798
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1208 RAPIDS ST ADEL IA 500031432, ADEL, IA 50003-1432

Mortgage

Document Number	0000023798
Date	Dec 21, 2018
Instrument	23798

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1208 RAPIDS ST, ADEL, IA 50003-1432
Document Number	0000010620
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1208 RAPIDS ST ADEL IA 500031432, ADEL, IA 50003-1432

Mortgage

Document Number	0000010620
Date	Jun 13, 2018
Instrument	10620

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$266,600 (+6.79%) Land $55,440 Building $211,160	$266,600 (+6.79%) Land $55,440 Building $211,160
2024	$3,880.00 (-11.66%)
2023		$249,660 Land $47,520 Building $202,140	$249,660 Land $47,520 Building $202,140
2022	$4,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1993–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies, Verizon.

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