Kenton County property record for 1124 Main St, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1877 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $294,000 (Dec 2020) |
| Tax Bill | $3,895 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Dec 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-22-10-022.00 |
| Primary APN | 054-22-10-022.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Finished Area |
| Gross Area | 1,912 sqft |
| Year Built | Built 1877 |
|---|---|
| Effective Year Built | Effective 1877 |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1124 MAIN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-2261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEHMER LOT 16 |
| Legal Subdivision | LEHMER |
| Legal Lot Number | 16 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 60700 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1124 MAIN ST, COVINGTON, KY 41011-2261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Dec 30, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| May 20, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Apr 23, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on Record |
| Deed Sale | Dec 30, 2020 · Amount on Record |
| Prior Sale | May 20, 2019 · Amount on Record |
| Deed Document Number | 20205900131 |
| Deed Book / Page | 63 / 542 |
| Prior Transfer Date | Aug 28, 2003 |
| Prior Transfer Doc | 0917059001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 18, 2026 |
| Property Address | 1124 MAIN ST, COVINGTON, KY 41011-2261 |
| Document Number | 0000018509 |
| Book / Page | 482 / 36 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202618509 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1124 MAIN ST, COVINGTON, KY 41011-2261 |
| Document Number | 0000018509, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 482/36 |
| Instrument | 202618509 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 30, 2020 |
| Property Address | 1124 MAIN ST, COVINGTON, KY 41011-2261 |
| Document Number | 0000000131 |
| Book / Page | 000063 / 000542 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 131 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $294.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1124 MAIN ST |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 20, 2019 |
| Property Address | 1124 MAIN ST, COVINGTON, KY 41011-2261 |
| Document Number | 0000000228 |
| Book / Page | 0C6662 / 000347 |
| Instrument Date | May 14, 2019 |
| Instrument | 228 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $64.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1124 MAIN ST COVINGTON KY 410112261, COVINGTON, KY 41011-2261 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 23, 2019 |
| Property Address | 1124 MAIN ST, COVINGTON, KY 41011-2261 |
| Document Number | 0000000313 |
| Book / Page | 006646 / 000054 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 313 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,000 (-) Land $10,000 Building $284,000 | $294,000 (-) Land $10,000 Building $284,000 | |
| 2025 | $3,895.00 (-0.54%) | $294,000 (-) Land $5,000 Building $289,000 | $294,000 (-) Land $5,000 Building $289,000 |
| 2023 | $3,916.00 | $294,000 Land $5,000 Building $289,000 | $294,000 Land $5,000 Building $289,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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