1114 Main St, Covington, KY 41011 Property Records

Kenton County property record for 1114 Main St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1910
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2021)
Tax Bill	$2,650 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-22-09-023.00`

Property Details

APN / Parcel Number

Primary APN	`054-22-09-023.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,200 sqft Finished Area
Gross Area	1,654 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	90 ft deep x 26 ft wide
Garage Type	Detached
Garage Area	374 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1114 MAIN ST
City	COVINGTON
State	KY
Zip	41011-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEHMER LOT 50
Legal Subdivision	LEHMER
Legal Phase	2
Legal Lot Number	50
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1018
Census Tract	60700

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1114 MAIN ST, COVINGTON, KY 41011-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Nov 18, 2016 · Amount on Record
Deed Document Number	20215900061
Deed Book / Page	102 / 546
Prior Transfer Date	Mar 7, 2016
Prior Transfer Doc	0000000050
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 9, 2021
Property Address	1114 MAIN ST, COVINGTON, KY 41011-2219
Document Number	0005900061
Book / Page	102 / 546
Map Reference	MB C6035 PG 197
Instrument Date	Jun 28, 2021
Instrument	21070905900061
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	253 FOREST AVE, 253, LUDLOW, KY 41016-1408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 MAIN ST, COVINGTON, KY 41011-2219

Mortgage

Document Number	0005900062
Date	Jul 9, 2021
Instrument	21070905900062

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,000 (-) Land $10,000 Building $190,000	$200,000 (-) Land $10,000 Building $190,000
2025	$2,650.00 (-0.53%)	$200,000 (-) Land $5,000 Building $195,000	$200,000 (-) Land $5,000 Building $195,000
2023	$2,664.00	$200,000 Land $5,000 Building $195,000	$200,000 Land $5,000 Building $195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30