1124 Hill Ave, Elgin, IL 60120 Property Records

Kane County property record for 1124 Hill Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,649 sqft · built 1903
Lot Size	0.194 acres (8,448 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Aug 2020)
Tax Bill	$7,265 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-206-009`

Property Details

APN / Parcel Number

Primary APN	`06-12-206-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,649 sqft Living Area
Gross Area	2,731 sqft
Basement Area	1,082 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Construction Type	Frame
Lot Area	8,448 sqft (0.194 acres)
Lot Dimensions	132 ft deep x 64 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1124 HILL AVE
City	ELGIN
State	IL
Zip	60120-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE PARK ADDN LOT 3 BLOCK 11
Legal Subdivision	RIVERSIDE PARK ADDN
Legal Block	11
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1026
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-206-009

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1124 HILL AVE, ELGIN, IL 60120-2418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Prior Sale	Jan 29, 2003 · Amount on Record
Deed Document Number	202048899
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 27, 2020
Property Address	1124 HILL AVE, ELGIN, IL 60120-2418
Document Number	0000048899
Instrument Date	Jun 02, 2020
Instrument	2020K048899
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	682 ELMA AVE, 682, ELGIN, IL 60120-2218

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1124 HILL AVE, ELGIN, IL 60120-2418

Mortgage

Document Number	0000048900
Date	Aug 27, 2020
Instrument	2020K048900

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 01, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,265.00 (+15.85%) Homeowner's exemption
2024		$95,082 (+21.39%) Land $18,868 Building $76,214	$285,360 (+21.44%) Land $56,627 Building $228,733
2022	$6,271.00 (+4.55%) Homeowner's exemption	$78,326 (+6.96%) Land $15,543 Building $62,783	$234,978 (+6.96%) Land $46,629 Building $188,349
2021	$5,998.00 Homeowner's exemption	$73,230 Land $14,532 Building $58,698	$219,690 Land $43,596 Building $176,094

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 514 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.