1114 Hill Ave, Elgin, IL 60120 Property Records

Kane County property record for 1114 Hill Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,666 sqft · built 1891
Lot Size	0.194 acres (8,448 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (May 2024)
Tax Bill	$6,513 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-206-011`

Property Details

APN / Parcel Number

Primary APN	`06-12-206-011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,666 sqft Living Area
Gross Area	2,240 sqft
Basement Area	574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Architectural Style	Traditional
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,448 sqft (0.194 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1114 HILL AVE
City	ELGIN
State	IL
Zip	60120-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE PARK ADDN LOT 5 BLOCK 11
Legal Subdivision	RIVERSIDE PARK ADDN
Legal Block	11
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1026
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	903 JARVIS AVE, DES PLAINES, IL 60018-2720
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 4, 2020	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Jun 4, 2020 · Amount on Record
Deed Document Number	202414388
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 1, 2024
Property Address	1114 HILL AVE, ELGIN, IL 60120-2418
Document Number	0000014388
Instrument Date	Apr 16, 2024
Instrument	2024K014388
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1114 HILL AVE, ELGIN, IL 60120-2418

Mortgage

Document Number	0000014389
Date	May 1, 2024
Instrument	2024K014389

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

Interest

Rate	6.5%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 4, 2020
Property Address	1114 HILL AVE, ELGIN, IL 60120-2418
Document Number	0000028690
Instrument Date	May 12, 2020
Instrument	2020K028690
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1114 HILL AVE, ELGIN, IL 60120-2418

Mortgage

Document Number	0000028691
Date	Jun 4, 2020
Instrument	2020K028691

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,513.00 (+15.83%)	$93,376 (+8.57%) Land $20,485 Building $72,891	$280,240 (+8.57%) Land $61,480 Building $218,761
2024		$86,005 (+21.39%) Land $18,868 Building $67,137	$258,118 (+21.44%) Land $56,627 Building $201,492
2022	$5,623.00 (+4.63%) Homeowner's exemption	$70,848 (+6.96%) Land $15,543 Building $55,305	$212,544 (+6.96%) Land $46,629 Building $165,915
2021	$5,374.00 Homeowner's exemption	$66,238 Land $14,532 Building $51,706	$198,714 Land $43,596 Building $155,118

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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