1109 Hill Ave, Elgin, IL 60120 Property Records

Kane County property record for 1109 Hill Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,662 sqft · built 1941
Lot Size	0.194 acres (8,448 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,500 (Jun 2002)
Tax Bill	$8,581 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-207-006`

Property Details

APN / Parcel Number

Primary APN	`06-12-207-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,662 sqft Living Area
Gross Area	2,770 sqft
Basement Area	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Brick
Lot Area	8,448 sqft (0.194 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1109 HILL AVE
City	ELGIN
State	IL
Zip	60120-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE PARK ADDN LOT 9 BLOCK 12
Legal Subdivision	RIVERSIDE PARK ADDN
Legal Block	12
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1025
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1109 HILL AVE, ELGIN, IL 60120-2417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2002 · Amount on Record
Deed Sale	Jun 4, 2002 · Amount on Record
Prior Sale	Jul 7, 1997 · Amount on Record
Deed Document Number	200270403
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1109 HILL AVE, ELGIN, IL 60120-2417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033075
Date	Jun 23, 2020
Instrument	2020K033075

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate
Rate	3%
Change Frequency	6 Months

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,581.00 (+15.96%)	$112,482 (+8.57%) Land $20,485 Building $91,997	$337,581 (+8.57%) Land $61,480 Building $276,101
2024		$103,603 (+21.39%) Land $18,868 Building $84,735	$310,933 (+21.44%) Land $56,627 Building $254,307
2022	$7,400.00 (+3.96%)	$85,345 (+6.96%) Land $15,543 Building $69,802	$256,035 (+6.96%) Land $46,629 Building $209,406
2021	$7,118.00	$79,792 Land $14,532 Building $65,260	$239,376 Land $43,596 Building $195,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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