11232 E Smart Ave, Sugar Creek (Independence), MO 64054 Property Records

Jackson County property record for 11232 E Smart Ave, Sugar Creek, MO 64054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,316 sqft · built 1977
Lot Size	0.191 acres (8,310 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Mar 2017)
Tax Bill	$1,793 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-740-15-31`

Property Details

APN / Parcel Number

Primary APN	`14-740-15-31`
Alternative APNs	`14-740-15-31-00-0-00-000` `14740153100000001` `727764`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	616 sqft
Basement Area	1,232 sqft
Finished Basement	616 sqft
Unfinished Basement	616 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,310 sqft (0.191 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	727764
Street Address	11232 E SMART AVE
City	SUGAR CREEK
State	MO
Zip	64054-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STERLING ESTATES LOT 3
Legal Subdivision	STERLING ESTATES
Legal Block	3
Legal Lot Number	3
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3032
Census Tract	11100

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11232 E SMART AVE, SUGAR CREEK, MO 64054-1537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Mar 21, 2023	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Feb 1, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 16, 2017	Warranty Deed, Transfer DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2017 · Amount on Record
Deed Sale	Mar 16, 2017 · Amount on Record
Prior Sale	Mar 11, 2004
Deed Document Number	2017E23296
Prior Transfer Date	Mar 26, 2011
Prior Transfer Doc	00E0002292
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	11232 E SMART AVE, SUGAR CREEK, MO 64054-1537
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11232 E SMART AVE, SUGAR CREEK, MO 64054-1537

Mortgage

Document Number	00E0091058
Date	Dec 9, 2025
Instrument	2025E0091058

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	11232 E SMART AVE, SUGAR CREEK, MO 64054-1537
Transaction Type	Mortgage
Record Updated	Apr 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11232 E SMART AVE, SUGAR CREEK, MO 64054-1537

Mortgage

Document Number	00E0019665
Date	Mar 21, 2023
Instrument	2023E0019665

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	11232 E SMART AVE, SUGAR CREEK, MO 64054-1537
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11232 E SMART AVE, SUGAR CREEK, MO 64054-1537

Mortgage

Document Number	00E0010240
Date	Feb 1, 2022
Instrument	2022E0010240

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	20400

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Apr 1, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 16, 2017
Property Address	11232 E SMART AVE, SUGAR CREEK, MO 64054-1537
Document Number	0000E23296
Instrument Date	Mar 8, 2017
Instrument	23296E
Transaction Type	Transfer
Record Updated	Jun 14, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11232 E SMART AVE SUGAR CREEK MO 640541537, SUGAR CREEK, MO 64054-1537

Mortgage

Document Number	E23348
Date	Mar 16, 2017
Instrument	23348E

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Sugar Creek City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,123 (-) Land $3,920 Building $20,203	$126,960 (-)
2025	$1,793.00 (-12.66%)	$24,123 (-12.61%) Land $3,920 Building $20,203	$126,960 (-12.61%)
2024	$2,053.00 (+3.06%)
2023	$1,992.00	$27,603 Land $1,987 Building $25,616	$145,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR CREEK PWS serves 3,500 people · EPA ID MO1010773
Water Source	Purchased groundwater from INDEPENDENCE PWS
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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