11230 E Smart Ave, Sugar Creek (Independence), MO 64054 Property Records

Jackson County property record for 11230 E Smart Ave, Sugar Creek, MO 64054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,102 sqft · built 1977
Lot Size	0.584 acres (25,454 sqft)
Owner	2 Individual Names on File
Last Sale	$99,500 (Feb 2019)
Tax Bill	$1,899 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-740-15-44`

Property Details

APN / Parcel Number

Primary APN	`14-740-15-44`
Alternative APNs	`14-740-15-44-00-0-00-000` `14740154400000001` `727777`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,102 sqft Living Area
1st Floor Area	520 sqft
Basement Area	1,134 sqft
Finished Basement	520 sqft
Unfinished Basement	614 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,454 sqft (0.584 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	727777
Street Address	11230 E SMART AVE
City	SUGAR CREEK
State	MO
Zip	64054-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STERLING ESTATES LOTS 4, 5 & 6
Legal Subdivision	STERLING ESTATES
Legal Block	3
Legal Lot Number	4,5,6
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3032
Census Tract	11100

Owner

11230 E Smart Ave is owned and occupied by two individuals who bought it in February 2019.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11230 E SMART AVE, SUGAR CREEK, MO 64054-1537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2019	Warranty Deed, Transfer · FHA Mortgage US BK
Aug 7, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2019 · Amount on File
Deed Sale	Feb 6, 2019 · Amount on File
Prior Sale	Feb 28, 2014 · Amount on File
Deed Document Number	2019E8788
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 6, 2019
Property Address	11230 E SMART AVE, SUGAR CREEK, MO 64054-1537
Document Number	0000E08788
Instrument Date	Jan 29, 2019
Instrument	8788E
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11230 E SMART AVE SUGAR CREEK MO 640541537, SUGAR CREEK, MO 64054-1537

Mortgage

Document Number	E08789
Date	Feb 6, 2019
Instrument	8789E

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	11230 E SMART AVE, SUGAR CREEK, MO 64054-1537
Document Number	0000E74202
Instrument Date	Aug 7, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11230 E SMART AVE SUGAR CREEK MO 640541537, SUGAR CREEK, MO 64054-1537

Mortgage

Document Number	0000E74202
Date	Aug 23, 2018
Instrument	74202E

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 22, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 11230 E Smart Ave was $1,899, up 2.5% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Sugar Creek City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,546 (-) Land $4,583 Building $20,963	$134,450 (-)
2025	$1,899.00 (+2.48%)	$25,546 Land $4,583 Building $20,963	$134,450
2024	$1,853.00 (+3.06%)
2023	$1,798.00	$24,907 Land $2,884 Building $22,023	$131,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11230 E Smart Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11230 E Smart Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR CREEK PWS serves 3,500 people · EPA ID MO1010773
Water Source	Purchased groundwater from INDEPENDENCE PWS
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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