11227 E Smart Ave, Sugar Creek (Independence), MO 64054 Property Records

Jackson County property record for 11227 E Smart Ave, Sugar Creek, MO 64054

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 960 sqft · built 1988
Lot Size	0.181 acres (7,895 sqft)
Owner	Individual Name on File
Last Sale	$198,340 (Aug 2022)
Tax Bill	$1,905 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Apr 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-740-15-27`

Property Details

APN / Parcel Number

Primary APN	`14-740-15-27`
Alternative APNs	`14-740-15-27-00-0-00-000` `14740152700000001` `727760`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	480 sqft
Basement Area	960 sqft
Finished Basement	480 sqft
Unfinished Basement	480 sqft
Flooring	Carpet

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,895 sqft (0.181 acres)
Lot Dimensions	112 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	32 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	727760
Street Address	11227 E SMART AVE
City	SUGAR CREEK
State	MO
Zip	64054-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STERLING ESTATES LOT 7
Legal Subdivision	STERLING ESTATES
Legal Block	3
Legal Lot Number	7
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3032
Census Tract	11100

Owner

11227 E Smart Ave is owned and occupied by an individual who bought it in August 2022.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	11227 E SMART AVE, SUGAR CREEK, MO 64054-1536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC
Apr 12, 2022	Warranty Deed, Transfer SECURITY FIRST TITLE, SECURITY 1ST TITLE
Nov 2, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
May 30, 2019	Warranty Deed, Transfer · FHA Mortgage UNION HM MTG CORP
May 10, 2018	Warranty Deed, Transfer PLATINUM TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2022 · Amount on File
Deed Sale	Aug 22, 2022 · Amount on File
Prior Sale	Apr 12, 2022
Deed Document Number	202278279
Prior Transfer Date	Mar 29, 2006
Prior Transfer Doc	00E0002668
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 22, 2022
Property Address	11227 E SMART AVE, SUGAR CREEK, MO 64054-1536
Document Number	00E0078279
Instrument Date	Aug 17, 2022
Instrument	2022E0078279
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11227 E SMART AVE, SUGAR CREEK, MO 64054-1536

Mortgage

Document Number	00E0078281
Date	Aug 22, 2022
Instrument	2022E0078281

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 12, 2022
Property Address	11227 E SMART AVE, SUGAR CREEK, MO 64054-1536
Document Number	00E0034824
Instrument Date	Apr 11, 2022
Instrument	2022E0034824
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11227 E SMART AVE, SUGAR CREEK, MO 64054-1536
Investor	Possibly a Property Investor

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	11227 E SMART AVE, SUGAR CREEK, MO 64054-1536
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11227 E SMART AVE, SUGAR CREEK, MO 64054-1536

Mortgage

Document Number	00E0120393
Date	Nov 2, 2021
Instrument	2021E0120393

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 30, 2019
Property Address	11227 E SMART AVE, SUGAR CREEK, MO 64054-1536
Document Number	0000E39736
Instrument Date	May 16, 2019
Instrument	39736E
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11227 E SMART AVE SUGAR CREEK MO 640541536, SUGAR CREEK, MO 64054-1536

Mortgage

Document Number	E39737
Date	May 30, 2019
Instrument	39737E

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 10, 2018
Property Address	11227 E SMART AVE, SUGAR CREEK, MO 64054-1536
Document Number	0000E41144
Instrument Date	May 10, 2018
Instrument	41144E
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	PLATINUM TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1040 EDWARDSVILLE DR KANSAS CITY KS 661111138, KANSAS CITY, KS 66111-1138

Tax Assessment & Valuation

The 2025 property tax bill for 11227 E Smart Ave was $1,905, down 25.5% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Sugar Creek City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,629 (-) Land $3,861 Building $21,768	$134,890 (-)
2025	$1,905.00 (-25.53%)	$25,629 Land $3,861 Building $21,768	$134,890
2024	$2,558.00 (+3.06%)
2023	$2,482.00	$34,383 Land $2,721 Building $31,662	$180,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11227 E Smart Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11227 E Smart Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR CREEK PWS serves 3,500 people · EPA ID MO1010773
Water Source	Purchased groundwater from INDEPENDENCE PWS
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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