1123 Shultz St, Waterloo (Evansdale), IA 50707 Property Records

Black Hawk County property record for 1123 Shultz St, Waterloo, IA 50707

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 894 sqft · built 1980
Lot Size0.257 acres (11,200 sqft)
Owner2 Individual Names on Record
Tax Bill$3,072 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN8912-29-309-006

Property Details

APN / Parcel Number

Primary APN8912-29-309-006

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area894 sqft Living Area
1st Floor Area894 sqft
Basement Area894 sqft
Finished Basement748 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,200 sqft (0.257 acres)
Lot Dimensions140 ft deep x 80 ft wide
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1123 SHULTZ ST
CityEVANSDALE
StateIA
Zip50707-4029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAUDITOR BARNES PLAT OF MAYWOOD E 79.5 FT LOT 35
Legal Range12W
Legal Township89N
Legal Section29
Legal SubdivisionAUDITOR BARNES PLAT OF MAYWOOD
Legal Lot Number35
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3019
Census Tract800

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1123 SHULTZ ST, EVANSDALE, IA 50707-4029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 9, 2008
Transfer Doc2009008423
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1123 SHULTZ ST, WATERLOO, IA 50707-4029
Transaction TypeMortgage
Record UpdatedSep 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1123 SHULTZ ST, WATERLOO, IA 50707-4029

Mortgage

Document Number202200005608
DateSep 13, 2021
Instrument202200005608
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 12, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,072.00 (-0.07%) Homeowner's exemption$161,430 (+6.29%) Land $16,000 Building $145,430$161,430 (+6.29%) Land $16,000 Building $145,430
2024$3,074.00 (+35.06%)
2023$151,880 (+34.97%) Land $16,000 Building $135,880$151,880 (+34.97%) Land $16,000 Building $135,880
2022$2,276.00 Homeowner's exemption$112,530 Land $16,000 Building $96,530
2021$112,530 Land $16,000 Building $96,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1993–2018)
Claims Outside the SFHA2 of 6
Most Recent ClaimOct 2018 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on Shultz St

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