1303 Shultz St, Waterloo (Evansdale), IA 50707 Property Records

Black Hawk County property record for 1303 Shultz St, Waterloo, IA 50707

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,030 sqft · built 1980
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Sep 2026)
Tax Bill	$3,022 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8912-29-332-014`

Property Details

APN / Parcel Number

Primary APN	`8912-29-332-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,030 sqft Living Area
1st Floor Area	1,030 sqft
Basement Area	1,030 sqft
Finished Basement	400 sqft
Unfinished Basement	1,030 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Deck Area	80 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1303 SHULTZ ST
City	EVANSDALE
State	IA
Zip	50707-4033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAYWOOD THIRD ADDITION W 59.5 FT LOT 28
Legal Range	12W
Legal Township	89N
Legal Section	29
Legal Subdivision	MAYWOOD THIRD ADDITION
Legal Lot Number	28
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3017
Census Tract	800

Owner

Source: Black Hawk County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1303 SHULTZ ST, EVANSDALE, IA 50707-4033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Nov 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION
Oct 11, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Deed Document Number	202614575
Prior Transfer Date	Oct 3, 2019
Prior Transfer Doc	202000006727
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 24, 2026
Property Address	1303 SHULTZ ST, EVANSDALE, IA 50707-4033
Document Number	0000014575
Instrument Date	Sep 22, 2026
Instrument	202614575
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,279.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 SHULTZ ST, EVANSDALE, IA 50707-4033

Mortgage

Document Number	0000014576,
Date	Sep 24, 2026
Instrument	202614576

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000014577,
Date	Sep 24, 2026
Instrument	202614577

Lender

Name	IOWA FINANCIAL AUTH

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1303 SHULTZ ST, WATERLOO, IA 50707-4033
Transaction Type	Mortgage
Record Updated	Dec 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000009359
Date	Nov 19, 2019
Instrument	202000009359

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 11, 2019
Property Address	1303 SHULTZ ST, WATERLOO, IA 50707-4033
Document Number	202000006727
Instrument Date	Oct 3, 2019
Instrument	202000006727
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 SHULTZ ST, WATERLOO, IA 50707-4033

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,022.00 (+1.75%) Homeowner's exemption	$158,990 (+8.05%) Land $12,000 Building $146,990	$158,990 (+8.05%) Land $12,000 Building $146,990
2024	$2,970.00 (+29.47%)
2023		$147,150 (+29.84%) Land $12,000 Building $135,150	$147,150 (+29.84%) Land $12,000 Building $135,150
2022	$2,294.00 Homeowner's exemption	$113,330 Land $12,000 Building $101,330
2021			$113,330 Land $12,000 Building $101,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1993–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2018 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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