953 Shultz St, Waterloo (Evansdale), IA 50707 Property Records

Black Hawk County property record for 953 Shultz St, Waterloo, IA 50707

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1980
Lot Size	0.217 acres (9,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Oct 2022)
Tax Bill	$2,964 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8912-29-307-009`

Property Details

APN / Parcel Number

Primary APN	`8912-29-307-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,450 sqft (0.217 acres)
Lot Dimensions	150 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Deck Area	166 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	953 SHULTZ ST
City	EVANSDALE
State	IA
Zip	50707-4049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITOR BARNES PLAT OF MAYWOOD E 63 FT LOT 27 E 63 FT VAC ALLEY ADJ LOT 27
Legal Range	12W
Legal Township	89N
Legal Section	29
Legal Subdivision	AUDITOR BARNES PLAT OF MAYWOOD
Legal Lot Number	27
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2000
Census Tract	800

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	953 SHULTZ ST, EVANSDALE, IA 50707-4049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VERIDIAN CU
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Oct 19, 2021 · Amount on Record
Deed Document Number	20228427
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 19, 2021
Property Address	953 SHULTZ ST, WATERLOO, IA 50707-4049
Document Number	202200008427
Instrument Date	Sep 30, 2021
Instrument	202200008427
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2021
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$231.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	953 SHULTZ ST, WATERLOO, IA 50707-4049

Mortgage

Document Number	202200008428
Date	Oct 19, 2021
Instrument	202200008428

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%
Type Change Date	Nov 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

Mortgage

Document Number	202200008429
Date	Oct 19, 2021
Instrument	202200008429

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	953 SHULTZ ST, WATERLOO, IA 50707-4049
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 CALHOUN ST, WATERLOO, IA 50707-4052

Mortgage

Document Number	202200002016
Date	Jul 26, 2021
Instrument	202200002016

Lender

Name	FIRST BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2051

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,964.00 (+0.88%) Homeowner's exemption	$156,150 (+7.23%) Land $12,850 Building $143,300	$156,150 (+7.23%) Land $12,850 Building $143,300
2024	$2,938.00 (+29.89%)
2023		$145,620 (+30.12%) Land $12,850 Building $132,770	$145,620 (+30.12%) Land $12,850 Building $132,770
2022	$2,262.00	$111,910 Land $12,850 Building $99,060
2021			$111,910 Land $12,850 Building $99,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1978–2013)
Claims Outside the SFHA	3 of 5
Most Recent Claim	May 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink.

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