Hamilton County property record for 1123 Hilliard Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,463 sqft · built 1966 |
| Lot Size | 0.237 acres (10,324 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Jun 2025) |
| Tax Bill | $5,309 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2020 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0061-0260-00 |
| Primary APN | 540-0061-0260-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,463 sqft Living Area |
| Gross Area | 2,923 sqft |
| 1st Floor Area | 1,024 sqft |
| 2nd Floor Area | 1,439 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 10,324 sqft (0.237 acres) |
| Lot Dimensions | 137 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 476 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1123 HILLIARD DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-4139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | HILLIARD DR 75 X 137.87 IRRLOT 33 COVEDALE WEST SUB BLK D PT 3 |
| Legal Subdivision | COVEDALE WEST SUB |
| Legal Block | D |
| Legal Lot Number | 33 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21303 |
Source: Hamilton County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1123 HILLIARD DR, CINCINNATI, OH 45238-4139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 7, 2020 | Warranty Deed, Transfer · Line of Credit GUARANTEED RATE |
| Nov 14, 2017 | Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2025 · Amount on Record |
| Deed Sale | Jun 13, 2025 · Amount on Record |
| Prior Sale | May 7, 2020 · Amount on Record |
| Deed Document Number | 202544592 |
| Deed Book / Page | 15437 / 2590 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 24, 2026 |
| Property Address | 1123 HILLIARD DR, CINCINNATI, OH 45238-4139 |
| Document Number | 0000060129 |
| Book / Page | 15714 / 1998 |
| Instrument Date | Jul 19, 2026 |
| Instrument | 202660129 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1123 HILLIARD DR, CINCINNATI, OH 45238-4139 |
| Document Number | 0000060129, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 15714/1998 |
| Instrument | 202660129 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 7, 2020 |
| Property Address | 1123 HILLIARD DR, CINCINNATI, OH 45238-4139 |
| Document Number | 0000042622 |
| Book / Page | 014163 / 000911 |
| Instrument Date | May 1, 2020 |
| Instrument | 42622 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $864.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1123 HILLIARD DR CINCINNATI OH 452384139, CINCINNATI, OH 45238-4139 |
| Document Number | 42623 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 014163/000914 |
| Instrument | 42623 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 14, 2017 |
| Property Address | 1123 HILLIARD DR, CINCINNATI, OH 45238-4139 |
| Document Number | 0000004209 |
| Map Reference | MB 121 PG 4&5 |
| Instrument Date | Nov 13, 2017 |
| Instrument | 17-0104209 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $504.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000004210 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 17-0104210 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,309.00 (+2.51%) | $89,369 (-) Land $11,326 Building $78,043 | $255,340 (-) Land $32,360 Building $222,980 |
| 2024 | $5,179.00 (-0.31%) | $89,369 (-) Land $11,326 Building $78,043 | |
| 2023 | $5,195.00 (+5.14%) | $89,369 (+18.21%) Land $11,326 Building $78,043 | $255,340 (+18.21%) Land $32,360 Building $222,980 |
| 2022 | $4,941.00 Homeowner's exemption | $75,600 Land $10,066 Building $65,534 | |
| 2020 | $216,000 Land $28,760 Building $187,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Jul 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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