1089 Hilliard Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1089 Hilliard Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,887 sqft · built 1966
Lot Size	0.237 acres (10,324 sqft)
Owner	2 Individual Names on File
Last Sale	$242,200 (Sep 2020)
Tax Bill	$5,037 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540-0061-0267-00`

Property Details

APN / Parcel Number

Primary APN	`540-0061-0267-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,887 sqft Living Area
1st Floor Area	925 sqft
2nd Floor Area	962 sqft
Basement Area	925 sqft
Finished Basement	140 sqft

Exterior

Year Built	Built 1966
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	10,324 sqft (0.237 acres)
Lot Dimensions	137 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1089 HILLIARD DR
City	CINCINNATI
State	OH
Zip	45238-4163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLIARD DR 75 X 137.87 LOT 40 COVEDALE WEST SUB BLK D PT 3
Legal Subdivision	COVEDALE WEST SUB
Legal Block	D
Legal Lot Number	40
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1000
Census Tract	21303

Owner

1089 Hilliard Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1089 HILLIARD DR, CINCINNATI, OH 45238-4163
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Deed Document Number	0000090263
Deed Book / Page	014247 / 002631
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 4, 2020
Property Address	1089 HILLIARD DR, CINCINNATI, OH 45238-4163
Document Number	0000090263
Book / Page	014247 / 002631
Instrument Date	Aug 28, 2020
Instrument	90263
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$969.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1089 HILLIARD DR CINCINNATI OH 452384163, CINCINNATI, OH 45238-4163

Mortgage

Document Number	90264
Date	Sep 4, 2020
Book Page	014247/002633
Instrument	90264

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1089 Hilliard Dr was $5,037, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,037.00 (+2.5%)	$84,770 (-) Land $11,326 Building $73,444
2024	$4,914.00 (-0.3%)	$84,770 (-) Land $11,326 Building $73,444
2023	$4,929.00 (+24.63%)	$84,770 (+40.16%) Land $11,326 Building $73,444	$242,200 Land $32,360 Building $209,840
2022	$3,955.00 Homeowner's exemption	$60,480 Land $10,066 Building $50,414
2020			$172,800 Land $28,760 Building $144,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1089 Hilliard Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1089 Hilliard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20