1123 E Gardenia Dr, Phoenix, AZ 85020 Property Records

Maricopa County property record for 1123 E Gardenia Dr, Phoenix, AZ 85020

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,431 sqft · built 1952
Lot Size0.191 acres (8,346 sqft)
Owner2 Individual Names on File
Tax Bill$1,963 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone X (moderate risk)
APN160-20-008

Property Details

APN / Parcel Number

Primary APN160-20-008

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,431 sqft Living Area
Gross Area1,697 sqft
1st Floor Area1,431 sqft

Exterior

Year BuiltBuilt 1952
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area8,346 sqft (0.191 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
Pool Area303 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemHVAC

Location & Zoning

Street Address1123 E GARDENIA DR
CityPHOENIX
StateAZ
Zip85020-5021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionLOMA VISTA TERRACE
Legal Range03E
Legal Township02N
Legal Section04
Legal QuarterSW
Quarter-Quarter SectionNE
Legal SubdivisionLOMA VISTA TERRACE
Legal Lot Number8
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group4
Census Block4001
Census Tract106300

Owner

1123 E Gardenia Dr is owned and occupied by two individuals who acquired it in April 2018.

Source: Maricopa County records, as of November 20, 2025

Owner of Record2 Individual Names on File
Mailing Address1123 E GARDENIA DR, PHOENIX, AZ 85020-5021
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2018
Deed SaleApr 2, 2018
Deed Document Number20180244336
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1123 E GARDENIA DR, PHOENIX, AZ 85020-5021
Document Number0000310280
Instrument DateApr 16, 2018
Transaction TypeMortgage
Record UpdatedMay 1, 2018
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1123 E GARDENIA DR PHOENIX AZ 850205021, PHOENIX, AZ 85020-5021

Mortgage

Document Number0000310280
DateApr 25, 2018
Instrument310280
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 24, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1123 E Gardenia Dr was $1,963.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictMadison Elementary District (PK - 08)
Secondary School DistrictPhoenix Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$49,310$493,100 Land $98,600 Building $394,500
2025$1,963.00
2024$46,580$465,800 Land $93,100 Building $372,700
2023$1,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1123 E Gardenia Dr in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1978–2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimApr 2022 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1123 E Gardenia Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 150
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, GeoLinks.

Nearby Properties on E Gardenia Dr

Nearby Streets

Search Property Records by Address or Parcel Number