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1124 E Gardenia Dr, Phoenix, AZ 85020 Property Records

Maricopa County property record for 1124 E Gardenia Dr, Phoenix, AZ 85020

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,842 sqft · built 1953
Lot Size0.189 acres (8,276 sqft)
Owner2 Owner Names on Record
Last Sale$107,500 (Jul 1996)
Tax Bill$2,140 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Jun 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APN160-20-004

Property Details

APN / Parcel Number

Primary APN160-20-004

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,842 sqft Living Area
Gross Area2,542 sqft
1st Floor Area1,842 sqft

Exterior

Year BuiltBuilt 1953
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area8,276 sqft (0.189 acres)
Parking Spaces1 Parking Space
Patio Area186 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address1124 E GARDENIA DR
CityPHOENIX
StateAZ
Zip85020-5022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionLOMA VISTA TERRACE
Legal Range03E
Legal Township02N
Legal Section04
Legal QuarterSW
Quarter-Quarter SectionNE
Legal SubdivisionLOMA VISTA TERRACE
Legal Lot Number4
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group4
Census Block4000
Census Tract106300

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address1124 E GARDENIA DR, PHOENIX, AZ 85020-5022
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Jun 24, 2020Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 1996 · Amount on Record
Deed SaleJul 17, 1996 · Amount on Record
Deed Document Number19960502212
Deed Book / Page160
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1124 E GARDENIA DR, PHOENIX, AZ 85020-5022
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000315354
DateMar 22, 2021
Instrument20210315354
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 21, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1124 E GARDENIA DR, PHOENIX, AZ 85020-5022
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000553851
DateJun 24, 2020
Instrument20200553851
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictMadison Elementary District (PK - 08)
Secondary School DistrictPhoenix Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$53,310 (+6.3%)$533,100 (+6.3%) Land $106,600 Building $426,500
2025$2,140.00 (+8.35%)
2024$50,150$501,500 Land $100,300 Building $401,200
2023$1,975.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1978–2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimApr 2022 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless		400 / 150
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink, GeoLinks, T-Mobile.

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