737 E Gardenia Dr, Phoenix, AZ 85020 Property Records

Maricopa County property record for 737 E Gardenia Dr, Phoenix, AZ 85020

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,754 sqft · built 1984
Lot Size	0.081 acres (3,524 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Jul 2023)
Tax Bill	$2,734 (2025)
Deeds & Mortgages	Jul 2023 Sale & Reverse Mortgage Mar 2023 Transfer + 5 more
Flood Zone	Zone X (moderate risk)
APN	`160-19-092`

Property Details

APN / Parcel Number

Primary APN	`160-19-092`
Alternative APN	`160190929`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,754 sqft Living Area
Gross Area	1,930 sqft
1st Floor Area	1,754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,524 sqft (0.081 acres)
Parking Spaces	2 Parking Spaces
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	737 E GARDENIA DR
City	PHOENIX
State	AZ
Zip	85020-5056
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PAD-MD
Legal Description	NORTHRIDGE VILLAGE TWO MCR 214-19
Legal Range	3E
Legal Township	2N
Legal Section	4
Legal Subdivision	NORTHRIDGE VILLAGE TWO
Legal Lot Number	26
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4002
Census Tract	106300

Owner

Source: Maricopa County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	737 E GARDENIA DR, PHOENIX, AZ 85020-5056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Warranty Deed, Transfer · Reverse Mortgage THE MONEY HOUSE INC
Mar 8, 2023	Intrafamily Transfer, Transfer
Mar 3, 2023	Intrafamily Transfer, Transfer
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 11, 2017	Deed of Trust, Mortgage · Line of Credit ZB NA
Mar 26, 2020	Deed of Trust, Mortgage · Line of Credit ZB NA
Feb 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Aug 22, 2014 · Amount on Record
Deed Document Number	2023395539
Prior Transfer Date	Mar 3, 2023
Prior Transfer Doc	0000117838
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 28, 2023
Property Address	737 E GARDENIA DR, PHOENIX, AZ 85020-5056
Document Number	0000395539
Map Reference	MB 214 PG 19
Instrument Date	Jun 19, 2023
Instrument	20230395539
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	NOT AVAILABLE, NAVI TITLE AGENCY PLLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	522 COLLEGE RD APT 103, 103, GREENSBORO, NC 27410-5301

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	737 E GARDENIA DR, PHOENIX, AZ 85020-5056

Mortgage

Document Number	0000395540
Date	Jul 28, 2023
Instrument	20230395540

Lender

Name	THE MONEY HOUSE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.58%
Type Change Date	Sep 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.5%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 8, 2023
Property Address	737 E GARDENIA DR, PHOENIX, AZ 85020-5056
Document Number	0000117838
Map Reference	MB 214 PG 19
Instrument Date	Mar 8, 2023
Instrument	20230117838
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	737 E GARDENIA DR, PHOENIX, AZ 85020-5056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 E GARDENIA DR, PHOENIX, AZ 85020-5056

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 3, 2023
Property Address	737 E GARDENIA DR, PHOENIX, AZ 85020-5056
Document Number	0000108481
Map Reference	MB 214 PG 19
Instrument Date	Mar 3, 2023
Instrument	20230108481
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	737 E GARDENIA DR, PHOENIX, AZ 85020-5056
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	DHI TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 E GARDENIA DR, PHOENIX, AZ 85020-5056

Mortgage

Document Number	0000859853
Date	Aug 9, 2021
Instrument	20210859853

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	737 E GARDENIA DR, PHOENIX, AZ 85020-5056
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000591782
Date	Aug 11, 2017
Instrument	2017-0591782

Lender

Name	ZB NA
Type	Bank
Address	GLENDALE, AZ 85305

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	737 E GARDENIA DR, PHOENIX, AZ 85020-5056
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000259323
Date	Mar 26, 2020
Instrument	20200259323

Lender

Name	ZB NA
Type	Bank
Address	PHOENIX, AZ 85020

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 9, 2021
Property Address	737 E GARDENIA DR, PHOENIX, AZ 85020-5056
Document Number	0000146365
Map Reference	MB 214 PG 19
Instrument Date	Jan 11, 2021
Instrument	20210146365
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 E GARDENIA DR, PHOENIX, AZ 85020-5056

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,610 (+39.16%)	$416,100 (+7.1%) Land $83,200 Building $332,900
2025	$2,734.00 (-13.62%)	$29,901 (-33.41%)	$388,500 (-13.47%) Land $77,700 Building $310,800
2024		$44,900 (+20.47%)	$449,000 (+20.47%) Land $89,800 Building $359,200
2023	$3,165.00 (+3.3%)	$37,270 Land $7,450 Building $29,820	$372,700 Land $74,500 Building $298,200
2022	$3,064.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2022 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks.

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