11220 Rd 723, Union, MS 39365 Property Records

Neshoba County property record for 11220 Rd 723, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,920 sqft · built 1975
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$535 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13600-12-004.004`

Property Details

APN / Parcel Number

Primary APN	`13600-12-004.004`
Alternative APN	`21109`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,920 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	21109
Street Address	11220 ROAD 723
City	UNION
State	MS
Zip	39365-3456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 E1/2 NW1/4 N OF RD
Jurisdiction	NESHOBA MS
Township / Civil Division	3
Census Block Group	5
Census Block	5008
Census Tract	10600

Owner

11220 Rd 723 is owned and occupied by two individuals who acquired it in October 2015.

Source: Neshoba County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	11220 ROAD 723, UNION, MS 39365-3456
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage HUD
Nov 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Jul 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage HUD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2015
Deed Sale	Oct 7, 2015
Deed Document Number	0020164887
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	11220 ROAD 723, UNION, MS 39365-3456
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025/6594
Date	Sep 15, 2025
Book Page	2025/6594
Instrument	2025-6594

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	336 Months
Due	Nov 1, 2053

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	11220 ROAD 723, UNION, MS 39365-3456
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/7254
Date	Nov 1, 2023
Book Page	2023/7254
Instrument	2023-7254

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	11220 ROAD 723, UNION, MS 39365-3456
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/5877
Date	Jul 20, 2022
Book Page	2022/5877
Instrument	2022-5877

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Mar 10, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 11220 Rd 723 was $535 with a homeowner's exemption, down 3.4% from the year before.

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$535.00 (-3.43%) Homeowner's exemption	$7,942	$79,260 Land $7,450 Building $71,810
2024	$554.00 (+2.78%)
2023	$539.00 Homeowner's exemption	$7,582	$75,650 Land $7,450 Building $68,200
2021	$541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11220 Rd 723 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11220 Rd 723 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Rd 723

Nearby Streets

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