11190 Rd 723, Union, MS 39365 Property Records

Neshoba County property record for 11190 Rd 723, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,092 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$497 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13600-12-003.002`

Property Details

APN / Parcel Number

Primary APN	`13600-12-003.002`
Alternative APN	`18093`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,092 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Deck Area	16 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	18093
Street Address	11190 ROAD 723
City	UNION
State	MS
Zip	39365-3454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N 1/2 SE 1/4 NW 1/4 N OF RD & PT S 1/2 NE 1/4 NW 1/4
Jurisdiction	NESHOBA MS
Township / Civil Division	3
Census Block Group	5
Census Block	5008
Census Tract	10600

Owner

11190 Rd 723 is owned and occupied by an individual who acquired it in October 2022.

Source: Neshoba County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11190 ROAD 723, UNION, MS 39365-3454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Deed of Trust, Mortgage THE CITIZENS BANK OF PHILADELPHIA
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit CRESCENT MORTGAGE CO
Mar 4, 2020	Quit Claim Deed, Transfer Quitclaim
Oct 10, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2022
Deed Sale	Oct 28, 2022
Prior Sale	Mar 4, 2020
Deed Document Number	2022-4472
Deed Book / Page	2022 / 4472
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	11190 ROAD 723, UNION, MS 39365-3454
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020/721
Date	Jan 27, 2020
Book Page	2020/721

Lender

Name	THE CITIZENS BANK OF PHILADELPHIA
Type	Bank
Address	PHILADELPHIA, MS 39350

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 23, 2021

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	11190 ROAD 723, UNION, MS 39365-3454
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/8359
Date	Oct 28, 2022
Book Page	2022/8359
Instrument	2022-8359

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NESHOBA MS
Recording Date	Mar 4, 2020
Property Address	11190 ROAD 723, UNION, MS 39365-3454
Document Number	002020/865
Book / Page	2020 / 865
Instrument Date	Mar 3, 2020
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16573 CHUNKY DUFFEE RD, LITTLE ROCK, MS 39337-9571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11180 ROAD 723, UNION, MS 39365-3454
Investor	Possibly a Property Investor

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Oct 10, 2019
Property Address	11190 ROAD 723, UNION, MS 39365-3454
Document Number	02019/4490
Book / Page	2019 / 4490
Instrument Date	Oct 10, 2019
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11190 ROAD 723, UNION, MS 39365-3454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16573 CHUNKY DUFFEE RD, LITTLE ROCK, MS 39337-9571

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$497.00 (-2.36%) Homeowner's exemption	$5,869 (+9.33%)	$58,690 (+9.33%) Land $7,300 Building $51,390
2024	$509.00 (+4.73%)
2023	$486.00 (-45.58%) Homeowner's exemption	$5,368	$53,680 Land $7,300 Building $46,380
2021	$893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11190 Rd 723 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11190 Rd 723 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Rd 723

Nearby Streets

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