Schenectady County and Schenectady City property record for 1122 Earl Ave, Schenectady, NY 12309 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,612 sqft Living Area |
| Lot Size | 5,250 sqft (0.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $190,000 (2023) |
| Tax Bill | $6,838.00 (2025) |
| Primary APN | 421500 50.22-1-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,612 sqft Living Area |
| 1st Floor | 1,190 sqft 1st Floor |
| Upper Floors | 422 sqft Upper Floors |
| Attic Area | 422 sqft Attic |
| Attic | 1 Attic |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 5,250 sqft (0.12 acres) |
| Depth X Width | 105 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 240 sqft Garage |
| Porch Area | 176 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1122 EARL AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5622 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records · APN 421500 50.22-1-19
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1122 EARL AVE, SCHENECTADY, NY 12309-5622 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 05, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LOAN SERVICING LLC |
| Dec 07, 2023 | Deed, Transfer |
| Aug 28, 2023 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2023 · Amount on Record |
| Deed Sale | Aug 28, 2023 · Amount on Record |
| Deed Doc Number | 202349013 |
| Deed Book / Page | 2114 / 625 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1122 EARL AVE, SCHENECTADY, NY 12309-5622 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1122 EARL AVE, SCHENECTADY, NY 12309-5622 |
| Document Number | 0000021142 |
|---|---|
| Date | Sep 05, 2025 |
| Instrument | 202521142 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 07, 2023 |
| Property Address | 1122 EARL AVE, SCHENECTADY, NY 12309-5622 |
| Document Number | 0000068811 |
| Book / Page | 2120 / 947 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 202368811 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4262 JOCKEY ST, BALLSTON LAKE, NY 12019-2924 |
| Name | Verified Name |
|---|---|
| Address | 1104 N ORCHARD AVE, FARMINGTON, NM 87401-6091 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 28, 2023 |
| Property Address | 1122 EARL AVE, SCHENECTADY, NY 12309-5622 |
| Document Number | 0000049013 |
| Book / Page | 2114 / 625 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 202349013 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1122 EARL AVE, SCHENECTADY, NY 12309-5622 |
| Name | Verified Name |
|---|---|
| Address | 1104 N ORCHARD AVE, FARMINGTON, NM 87401-6091 |
| Document Number | 0000049015 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 5326/740 |
| Instrument | 202349015 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,838.00 (+33.74%) | $138,000 (-) Land $20,700 Building $117,300 | $228,515 (+30.82%) Land $34,277 Building $194,238 |
| 2023 | $138,000 (-) Land $20,700 Building $117,300 | $174,684 (+3.8%) Land $26,203 Building $148,481 | |
| 2022 | $138,000 Land $20,700 Building $117,300 | $168,293 Land $25,244 Building $143,049 | |
| 2021 | $5,113.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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