1118 Earl Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1118 Earl Ave, Schenectady, NY 12309 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1930
Square Footage	1,428 sqft Living Area
Lot Size	5,250 sqft (0.12 acres)
Garage	Detached, 273 sqft
Occupancy	Owner Occupied
Tax Bill	$5,093.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 50.22-1-18`
Alternative APN	`150005002200010180000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,428 sqft Living Area
1st Floor	756 sqft 1st Floor
2nd Floor	672 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	5,250 sqft (0.12 acres)
Depth X Width	105 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	273 sqft Garage
Porch Area	220 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1118 EARL AVE
City	SCHENECTADY
State	NY
Zip	12309-5622
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	3
Census Block	3003
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 50.22-1-18

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1118 EARL AVE, SCHENECTADY, NY 12309-5622
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2015
Deed Sale	Nov 04, 2015
Prior Sale	Aug 08, 2012 · Amount on Record
Deed Doc Number	201550101
Deed Book / Page	1925 / 273
Last Transfer Date	Jun 30, 2022
Transfer Doc	0000036139
Record Refreshed	Sep 20, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 12, 2022
Property Address	1118 EARL AVE, SCHENECTADY, NY 12309-5622
Document Number	0000036139
Book / Page	2088 / 225
Instrument Date	Jun 30, 2022
Instrument	202236139
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1275 GERLING ST, 1275, SCHENECTADY, NY 12308-1735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 EARL AVE, SCHENECTADY, NY 12309-5622

Mortgage

Document Number	0000036140
Date	Jul 12, 2022
Instrument	202236140

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,093.00 (+8.48%)	$109,200 (-) Land $18,700 Building $90,500	$180,825 (+30.82%) Land $30,965 Building $149,860
2023		$109,200 (-) Land $18,700 Building $90,500	$138,228 (+3.8%) Land $23,671 Building $114,557
2022		$109,200 Land $18,700 Building $90,500	$133,171 Land $22,805 Building $110,366
2021	$4,695.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.