1111 Earl Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1111 Earl Ave, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,660 sqft · built 1920
Lot Size0.087 acres (3,801 sqft)
Owner2 Individual Names on Record
Tax Bill$4,725 (2025)
Deeds & MortgagesSep 2019 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 50.22-1-14

Property Details

APN / Parcel Number

Primary APN421500 50.22-1-14
Alternative APN
  • 150005002200010140000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,660 sqft Living Area
1st Floor Area992 sqft
2nd Floor Area668 sqft
Upper Floors Area246 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area3,801 sqft (0.087 acres)
Lot Dimensions72 ft deep x 53 ft wide
Garage TypeDetached
Garage Area198 sqft
PorchSlab
Porch Area749 sqft
Canopy91 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1111 EARL AVE
CitySCHENECTADY
StateNY
Zip12309-5621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 WOOD AND GARAGE
Legal Block1
Legal Lot Number14.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3000
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1111 EARL AVE, SCHENECTADY, NY 12309-5621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Aug 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 1, 2021
Transfer Doc0000036725
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1111 EARL AVE, SCHENECTADY, NY 12309-5621
Document Number0000043588
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1111 EARL AVE SCHENECTADY NY 123095621, SCHENECTADY, NY 12309-5621

Mortgage

Document Number0000043588
DateSep 27, 2019
Book Page004942/000051
Instrument43588
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueSep 26, 2034

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1111 EARL AVE, SCHENECTADY, NY 12309-5621
Document Number0000036452
Instrument DateAug 2, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1111 EARL AVE SCHENECTADY NY 123095621, SCHENECTADY, NY 12309-5621

Mortgage

Document Number0000036452
DateAug 15, 2018
Book Page004857/000793
Instrument36452
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 14, 2048

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,725.00 (+8.75%)$121,000 (-) Land $21,800 Building $99,200$200,364 (+30.82%) Land $36,099 Building $164,265
2023$121,000 (-) Land $21,800 Building $99,200$153,165 (+3.8%) Land $27,595 Building $125,570
2022$121,000 Land $21,800 Building $99,200$147,561 Land $26,585 Building $120,976
2021$4,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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