Sherburne County property record for 1122 12th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Sep 2026) |
| Tax Bill | $2,328 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-413-0655 |
| Primary APN | 85-413-0655 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,250 sqft (0.166 acres) |
|---|
| Account Number | 42905 |
|---|---|
| Street Address | 1122 12TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11, BLK 106 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | WAITES ADDITION - BLKS OVER 99 |
| Legal Block | 106 |
| Legal Lot Number | 11 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 31500 |
Source: Sherburne County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1122 12TH AVE SE, SAINT CLOUD, MN 56304-1720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESID'L MORTGAGE |
| Oct 22, 2019 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2026 · Amount on Record |
| Deed Sale | Sep 9, 2026 · Amount on Record |
| Prior Sale | Oct 22, 2019 · Amount on Record |
| Deed Document Number | 20261002946 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Sep 9, 2026 |
| Property Address | 1122 12TH AVE SE, SAINT CLOUD, MN 56304-1720 |
| Document Number | 0001002946 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 20261002946 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2026 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76,659.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1122 12TH AVE SE, SAINT CLOUD, MN 56304-1720 |
| Document Number | 0001002947, |
|---|---|
| Date | Sep 9, 2026 |
| Instrument | 20261002947 |
| Name | HIGHLANDS RESID'L MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Oct 22, 2019 |
| Property Address | 1122 12TH AVE SE, SAINT CLOUD, MN 56304-1720 |
| Document Number | 0000880691 |
| Instrument Date | Oct 2, 2019 |
| Instrument | 880691 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1122 12TH AVE SE, SAINT CLOUD, MN 56304-1720 |
| Document Number | 0000880692 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 880692 |
| Name | CMG MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0000880693 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 880693 |
| Name | HOUSING & REDEVELOPMENT AUTH |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,500 (+3.92%) Land $40,000 Building $153,500 | $193,500 (+3.92%) Land $40,000 Building $153,500 | |
| 2025 | $2,328.00 (+23.96%) | $186,200 (+1.58%) Land $40,000 Building $146,200 | $186,200 (+1.58%) Land $40,000 Building $146,200 |
| 2023 | $1,878.00 | $183,300 Land $30,000 Building $153,300 | |
| 2021 | $183,300 Land $30,000 Building $153,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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