Sherburne County property record for 1206 12th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Jun 2019) |
| Tax Bill | $2,868 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jan 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-413-0735 |
| Primary APN | 85-413-0735 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,250 sqft (0.166 acres) |
|---|
| Street Address | 1206 12TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8, BLK 107 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | WAITES ADDITION - BLKS OVER 99 |
| Legal Block | 107 |
| Legal Lot Number | 8 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 31500 |
1206 12th Ave SE is owned by two individuals who bought it in June 2019.
Source: Sherburne County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1, BECKER, MN 55308-0001 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Contract Sale, Transfer · Land Contract NOT AVAILABLE |
| Jan 24, 2022 | Land Contract, Transfer · Land Contract NOT AVAILABLE |
| Jun 22, 2020 | Loan Modification, Mortgage MINNWEST BK |
| Jun 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage MINNWEST BANK |
| May 26, 2017 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on File |
| Deed Sale | Jun 3, 2019 · Amount on File |
| Prior Sale | Dec 30, 2002 · Amount on File |
| Deed Document Number | 2019872807 |
| Record Updated | Jun 8, 2026 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jan 24, 2022 |
| Property Address | 1206 12TH AVE SE, SAINT CLOUD, MN 56304-1722 |
| Document Number | 0000936488 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 936488 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1954 KNOLLWOOD CIR, SAINT CLOUD, MN 56303-4683 |
| Date | Jan 24, 2022 |
|---|
| Name | NOT AVAILABLE |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount on Record |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jan 24, 2022 |
| Property Address | 1206 12TH AVE SE, SAINT CLOUD, MN 56304-1722 |
| Document Number | 0000936489 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 936489 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | QUDARY TITLE, QUARRY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11161 OLYMPIA AVE, 11161, BECKER, MN 55308-3302 |
| Name | Verified Name |
|---|---|
| Address | 1954 KNOLLWOOD CIR, SAINT CLOUD, MN 56303-4683 |
| Date | Jan 24, 2022 |
|---|
| Name | NOT AVAILABLE |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1206 12TH AVE SE, SAINT CLOUD, MN 56304-1722 |
| Document Number | 0000897264 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | QUDARY TITLE, QUARRY TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1206 12TH AVE SE ST CLOUD MN 563041722, ST CLOUD, MN 56304-1722 |
| Document Number | 0000897264 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 897264 |
| Name | MINNWEST BK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Aug 4, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jun 3, 2019 |
| Property Address | 1206 12TH AVE SE, SAINT CLOUD, MN 56304-1722 |
| Document Number | 0000872807 |
| Instrument Date | May 29, 2019 |
| Instrument | 872807 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | QUARRY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1206 12TH AVE SE, SAINT CLOUD, MN 56304-1722 |
| Document Number | 0000872808 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 872808 |
| Name | MINNWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1206 12TH AVE SE, SAINT CLOUD, MN 56304-1722 |
| Document Number | 0000839648 |
| Instrument Date | May 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1206 12TH AVE SE ST CLOUD MN 563041722, ST CLOUD, MN 56304-1722 |
| Document Number | 0000839648 |
|---|---|
| Date | Jun 6, 2017 |
| Instrument | 839648 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 5, 2037 |
The 2025 property tax bill for 1206 12th Ave SE was $2,868.
Source: Sherburne County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,868.00 | $195,600 Land $40,000 Building $155,600 | $195,600 Land $40,000 Building $155,600 |
| 2023 | $2,280.00 | $192,500 Land $30,000 Building $162,500 | |
| 2021 | $192,500 Land $30,000 Building $162,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1206 12th Ave SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1206 12th Ave SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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