1111 12th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1111 12th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.166 acres (7,250 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Mar 2015)
Tax Bill	$2,382 (2025)
Deeds & Mortgages	Jun 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`85-402-9415`

Property Details

APN / Parcel Number

Primary APN	`85-402-9415`
Alternative APNs	`85-00402-9415` `42657`

Exterior

Lot Area	7,250 sqft (0.166 acres)

Location & Zoning

Account Number	42657
Street Address	1111 12TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLK 94
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	WAITES ADDITION
Legal Block	94
Legal Lot Number	3
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2046
Census Tract	31500

Owner

1111 12th Ave SE is owned by two individuals who bought it in March 2015.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1, BECKER, MN 55308-0001
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2015 · Amount on File
Deed Sale	Mar 19, 2015 · Amount on File
Prior Sale	Mar 10, 2010 · Amount on File
Deed Document Number	2015800499
Prior Transfer Date	Feb 23, 2010
Prior Transfer Doc	0000080061
Record Updated	Oct 29, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	1111 12TH AVE SE, SAINT CLOUD, MN 56304-1721
Document Number	0000897264
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	QUDARY TITLE, QUARRY TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1111 12TH AVE SE ST CLOUD MN 563041721, ST CLOUD, MN 56304-1721

Mortgage

Document Number	0000897264
Date	Aug 5, 2020
Instrument	897264

Lender

Name	MINNWEST BK
Type	Bank

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 4, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 1111 12th Ave SE was $2,382.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,600 (+3.75%) Land $40,000 Building $128,600	$168,600 (+3.75%) Land $40,000 Building $128,600
2025	$2,382.00	$162,500 Land $40,000 Building $122,500	$162,500 Land $40,000 Building $122,500
2023	$1,876.00	$160,100 Land $30,000 Building $130,100
2021			$160,100 Land $30,000 Building $130,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1111 12th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1111 12th Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30