Union County property record for 1112 Turtle Ridge Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,505 sqft · built 2017 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $367,500 (Feb 2024) |
| Tax Bill | $2,468 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-027-539 |
| Primary APN | 07-027-539 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,505 sqft Living Area |
| 1st Floor Area | 1,505 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1112 TURTLE RIDGE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-5 INDIA |
| Legal Description | #16 LAUREL CREEK OPCH550-551 |
| Legal Subdivision | LAUREL CREEK |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20321 |
1112 Turtle Ridge Dr, a rural home, is owned and occupied by two individuals who bought it in February 2024.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1112 TURTLE RIDGE DR, MONROE, NC 28110-7103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2024 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Jul 19, 2017 | Grant Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Jul 3, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI ALCOVA MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2024 · Amount on File |
| Deed Sale | Feb 9, 2024 · Amount on File |
| Prior Sale | Jul 3, 2017 · Amount on File |
| Deed Document Number | 20242837 |
| Deed Book / Page | 8851 / 489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 9, 2024 |
| Property Address | 1112 TURTLE RIDGE DR, MONROE, NC 28110-7103 |
| Document Number | 0008851489 |
| Book / Page | 8851 / 489 |
| Map Reference | CAB H FILE 550&551 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 2837 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2024 |
| Title Company | MOREHEAD TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $735.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6905 LONE EAGLE DR, MONROE, NC 28110-9682 |
| Name | Verified Name |
|---|---|
| Address | 1112 TURTLE RIDGE DR, MONROE, NC 28110-7103 |
| Document Number | 0000002838 |
|---|---|
| Date | Feb 9, 2024 |
| Instrument | 2838 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1112 TURTLE RIDGE DR, MONROE, NC 28110-7103 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 813435 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 8134/35 |
| Instrument | 27806 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 19, 2017 |
| Property Address | 1112 TURTLE RIDGE DR, MONROE, NC 28110-7103 |
| Document Number | 6975422 |
| Book / Page | 006975 / 000422 |
| Instrument Date | Jul 18, 2017 |
| Instrument | 20449 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1112 TURTLE RIDGE DR MONROE NC 281107103, MONROE, NC 28110-7103 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 3, 2017 |
| Property Address | 1112 TURTLE RIDGE DR, MONROE, NC 28110-7103 |
| Document Number | 696633 |
| Book / Page | 006966 / 000033 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 18864 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 2, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $406.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1003 SUN CATCHER CT MONROE NC 281107104, MONROE, NC 28110-7104 |
| Document Number | 696635 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 006966/000035 |
| Instrument | 18865 |
| Name | ALCOVA MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 2, 2047 |
The 2025 property tax bill for 1112 Turtle Ridge Dr was $2,468.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,500 (-) Land $69,000 Building $298,500 | $367,500 (-) Land $69,000 Building $298,500 | |
| 2025 | $2,468.00 | $367,500 Land $69,000 Building $298,500 | $367,500 Land $69,000 Building $298,500 |
| 2023 | $2,177.00 | $257,400 Land $40,700 Building $216,700 | $257,400 Land $40,700 Building $216,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1112 Turtle Ridge Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1112 Turtle Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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