1121 Michael St, Lockport, IL 60441 Property Records

Will County property record for 1121 Michael St, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	2.5 ba · built 1988
Lot Size	0.25 acres (10,706 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (May 2021)
Tax Bill	$9,753 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-24-205-027`

Property Details

APN / Parcel Number

Primary APN	`11-04-24-205-027`
Alternative APN	`04242050270000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Level
Lot Area	10,706 sqft (0.25 acres)

Location & Zoning

Street Address	1121 MICHAEL ST
City	LOCKPORT
State	IL
Zip	60441-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 85 IN REGENCY POINT SUB UNIT 2 IN THE W1/2 OF THE NE1/4 OF SEC 24, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	24
Legal Subdivision	REGENCY POINT
Legal Lot Number	85
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2011
Census Tract	880601

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1121 MICHAEL ST, LOCKPORT, IL 60441-3321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 14, 2020	Deed of Trust, Mortgage · VA Mortgage HOMETOWN LENDERS INC
May 9, 2019	Warranty Deed, Transfer · VA Mortgage HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	May 9, 2019 · Amount on Record
Deed Document Number	202157719
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 24, 2021
Property Address	1121 MICHAEL ST, LOCKPORT, IL 60441-3321
Document Number	0000057719
Map Reference	DOC R88-37827
Instrument Date	May 11, 2021
Instrument	R2021057719
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	AFFINITY TITLE SERVICES/FL LLC, AFFINITY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1121 MICHAEL ST, LOCKPORT, IL 60441-3321

Mortgage

Document Number	0000057720
Date	May 24, 2021
Instrument	R2021057720

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1121 MICHAEL ST, LOCKPORT, IL 60441-3321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLYMOUTH TITLE GUARANTY CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077430
Date	Sep 14, 2020
Instrument	R2020077430

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 9, 2019
Property Address	1121 MICHAEL ST, LOCKPORT, IL 60441-3321
Document Number	0000027522
Instrument Date	May 3, 2019
Instrument	27522
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$463.12
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1121 MICHAEL ST LOCKPORT IL 604413321, LOCKPORT, IL 60441-3321

Mortgage

Document Number	27523
Date	May 9, 2019
Instrument	27523

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Municipality	Lockport City
Elementary School District	Lockport School District 91 (KG - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,753.00 (+14.43%)	$124,968 (+7.2%) Land $33,794 Building $91,174	$374,904 (+7.2%) Land $101,382 Building $273,522
2024		$116,574 (+18.24%) Land $31,524 Building $85,050	$349,722 (+18.24%) Land $94,572 Building $255,150
2022	$8,523.00 Homeowner's exemption	$98,588 Land $26,661 Building $71,927	$295,764 Land $79,983 Building $215,781

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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