1101 Michael St, Lockport, IL 60441 Property Records

Will County property record for 1101 Michael St, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · built 1989
Lot Size	0.28 acres (12,032 sqft)
Owner	Individual Name on Record
Last Sale	$252,000 (Jan 2015)
Tax Bill	$12,651 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-04-24-205-001`

Property Details

APN / Parcel Number

Primary APN	`11-04-24-205-001`
Alternative APN	`04242050010000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	12,032 sqft (0.28 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1101 MICHAEL ST
City	LOCKPORT
State	IL
Zip	60441-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 IN REGENCY POINT SUB UNIT 1 IN THE E1/2 OF THE NW1/4 W1/2 OF THE NE1/4 OF SEC 24, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	24
Legal Subdivision	REGENCY POINT UNIT 1
Legal Lot Number	35
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2011
Census Tract	880601

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1101 MICHAEL ST, LOCKPORT, IL 60441-3321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2015 · Amount on Record
Deed Sale	Jan 8, 2015 · Amount on Record
Prior Sale	Oct 17, 2012 · Amount on Record
Deed Document Number	20152058
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1101 MICHAEL ST, LOCKPORT, IL 60441-3321
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 MICHAEL ST, LOCKPORT, IL 60441-3321

Mortgage

Document Number	0000016915
Date	Apr 10, 2024
Instrument	R2024016915

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2054

Interest

Rate Type	Adjustable Rate
Rate	9.84%
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1101 MICHAEL ST, LOCKPORT, IL 60441-3321
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043399
Date	Jun 8, 2020
Instrument	R2020043399

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Municipality	Lockport City
Elementary School District	Lockport School District 91 (KG - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,651.00 (+14.52%)	$159,716 (+7.2%) Land $33,794 Building $125,922	$479,148 (+7.2%) Land $101,382 Building $377,766
2024		$148,989 (+18.24%) Land $31,524 Building $117,465	$446,967 (+18.24%) Land $94,572 Building $352,395
2022	$11,047.00 Homeowner's exemption	$126,004 Land $26,661 Building $99,343	$378,012 Land $79,983 Building $298,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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