1105 Michael St, Lockport, IL 60441 Property Records

Will County property record for 1105 Michael St, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,933 sqft)
Owner	Individual Name on Record
Last Sale	$226,000 (Jun 2016)
Tax Bill	$9,321 (2024)
Deeds & Mortgages	Apr 2024 Transfer Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-24-205-006`

Property Details

APN / Parcel Number

Primary APN	`11-04-24-205-006`
Alternative APN	`04242050060000`

Exterior

Lot Area	10,933 sqft (0.25 acres)

Location & Zoning

Street Address	1105 MICHAEL ST
City	LOCKPORT
State	IL
Zip	60441-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 89 IN REGENCY POINT SUB UNIT 2 IN THE W1/2 OF THE NE1/4 OF SEC 24, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	24
Legal Subdivision	REGENCY POINT SUB
Legal Lot Number	89
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2011
Census Tract	880601

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1105 MICHAEL ST, LOCKPORT, IL 60441-3321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 11, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2016 · Amount on Record
Deed Sale	Jun 7, 2016 · Amount on Record
Prior Sale	Apr 27, 1988 · Amount on Record
Deed Document Number	201641667
Last Transfer Date	Mar 8, 2024
Transfer Doc	0000016635
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Apr 9, 2024
Property Address	1105 MICHAEL ST, LOCKPORT, IL 60441-3321
Document Number	0000016635
Map Reference	DOC R87-45737
Instrument Date	Mar 8, 2024
Instrument	R2024016635
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1105 MICHAEL ST, LOCKPORT, IL 60441-3321

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1105 MICHAEL ST, LOCKPORT, IL 60441-3321
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 MICHAEL ST, LOCKPORT, IL 60441-3321

Mortgage

Document Number	0000075641
Date	Oct 17, 2022
Instrument	R2022075641

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2062

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1105 MICHAEL ST, LOCKPORT, IL 60441-3321
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016842
Date	Feb 11, 2021
Instrument	R2021016842

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Municipality	Lockport City
Elementary School District	Lockport School District 91 (KG - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,968 (+7.2%) Land $33,794 Building $91,174	$374,904 (+7.2%) Land $101,382 Building $273,522
2024	$9,321.00 (+9.36%)	$116,574 (+18.24%) Land $31,524 Building $85,050	$349,722 (+18.24%) Land $94,572 Building $255,150
2022	$8,523.00 Homeowner's exemption	$98,588 Land $26,661 Building $71,927	$295,764 Land $79,983 Building $215,781

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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