1117 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1117 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1957
Lot Size	0.233 acres (10,168 sqft)
Owner	2 Individual Names on File
Last Sale	$98,420 (Aug 2020)
Tax Bill	$1,400 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-282-004.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-282-004.000-023`
Alternative APN	`01610331394`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,976 sqft
Basement Area	988 sqft
Game Room	Game Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,168 sqft (0.233 acres)
Lot Dimensions	124 ft deep x 82 ft wide
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1117 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 59 & 60 C C WENGERS 1ST ADDN
Legal Subdivision	C C WENGERS 1ST ADDN
Legal Lot Number	59,60
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4004
Census Tract	10300

Owner

1117 E 4th St is owned and occupied by two individuals who bought it in August 2020.

Source: St. Joseph County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1117 E 4TH ST, MISHAWAKA, IN 46544-2725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU
Aug 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NOTRE DAME FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on File
Deed Sale	Aug 3, 2020 · Amount on File
Prior Sale	Aug 3, 2020 · Amount on File
Deed Document Number	202021998
Transfer Doc	0000021998
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1117 E 4TH ST, MISHAWAKA, IN 46544-2725
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	NEAR NORTH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002210832
Date	Apr 13, 2022
Instrument	2210832

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2037

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1117 E 4TH ST, MISHAWAKA, IN 46544-2725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2039765
Date	Dec 21, 2020
Instrument	2039765

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

Interest

Rate Type	Adjustable Rate

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 3, 2020
Property Address	1117 E 4TH ST, MISHAWAKA, IN 46544-2725
Document Number	2021998
Instrument Date	Jul 24, 2020
Instrument	2021998
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 E 4TH ST, MISHAWAKA, IN 46544-2725

Mortgage

Document Number	2021999
Date	Aug 3, 2020
Instrument	2021999

Lender

Name	NOTRE DAME FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1117 E 4th St was $1,400 with a homeowner's exemption, down 19.6% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,400.00 (-19.59%)	$136,200 Land $42,200 Building $94,000	$136,200 Land $42,200 Building $94,000
2024	$1,741.00 (+6.35%)
2023	$1,637.00 (-4.66%)	$143,800 (-0.28%) Land $42,200 Building $101,600	$143,800 (-0.28%) Land $42,200 Building $101,600
2022	$1,717.00 Homeowner's exemption	$144,200 Land $42,200 Building $102,000	$144,200 Land $42,200 Building $102,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1117 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1117 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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