11207 Silver Tree Pl, Columbia, MD 21044 Property Records

Howard County property record for 11207 Silver Tree Pl, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 3,318 sqft · built 1990
Lot Size	0.359 acres (15,656 sqft)
Owner	Individual Name on Record
Last Sale	$780,000 (Jun 2024)
Tax Bill	$12,536 (2026)
Deeds & Mortgages	Jan 2020 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-092742`

Property Details

APN / Parcel Number

Primary APN	`15-092742`
Alternative APN	`092742`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,318 sqft Total Area
Basement Area	1,305 sqft
Finished Basement	1,305 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,656 sqft (0.359 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	646 sqft
Porch	Slab
Porch Area	496 sqft
Deck Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	092742
Street Address	11207 SILVER TREE PL
City	COLUMBIA
State	MD
Zip	21044-5703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 45 .3594 A 11207 SILVER TREE PL VIL HARPERS CHOICE S7 A3
Legal Subdivision	VILLAGE HARPERS CHOICE SEC 07
Legal Lot Number	45
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	2
Census Block	2000
Census Tract	605502

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1126 PARRS RIDGE DR, SPENCERVILLE, MD 20868-9738
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Prior Sale	Oct 7, 2004 · Amount on Record
Deed Book / Page	22375 / 338
Prior Transfer Date	Feb 14, 2015
Prior Transfer Doc	0160900164
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	11207 SILVER TREE PL, COLUMBIA, MD 21044-5703
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191310395
Date	Jan 17, 2020
Book Page	19131/395

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	11207 SILVER TREE PL, COLUMBIA, MD 21044-5703
Document Number	0188950382
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	CORPORATE SETTLEMENT SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11207 SILVER TREE PL COLUMBIA MD 210445703, COLUMBIA, MD 21044-5703

Mortgage

Document Number	0188950382
Date	Sep 18, 2019
Book Page	018895/000382

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.34%

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,536.00 (+6.16%)	$826,667 (+6.11%)	$874,300 (-) Land $292,300 Building $582,000
2025	$11,809.00 (+6.16%)	$779,033 (+6.51%)	$874,300 (+19.54%) Land $292,300 Building $582,000
2024	$11,124.00 (+35.08%)
2023		$731,400 Land $227,300 Building $504,100	$731,400 Land $227,300 Building $504,100
2022	$8,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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