11204 Silver Tree Pl, Columbia, MD 21044 Property Records

Howard County property record for 11204 Silver Tree Pl, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,662 sqft · built 1992
Lot Size	0.347 acres (15,115 sqft)
Owner	2 Trust Names on File
Last Sale	$413,900 (Dec 1992)
Tax Bill	$12,267 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-092785`

Property Details

APN / Parcel Number

Primary APN	`15-092785`
Alternative APN	`092785`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,662 sqft Total Area
Basement Area	1,468 sqft
Finished Basement	1,468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,115 sqft (0.347 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	27 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	092785
Street Address	11204 SILVER TREE PL
City	COLUMBIA
State	MD
Zip	21044-5703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 49 .3476 A 11204 SILVER TREE PL VIL HARPERS CHOICE S7 A3
Legal Subdivision	VILLAGE HARPERS CHOICE SEC 07
Legal Lot Number	49
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	2
Census Block	2000
Census Tract	605502

Owner

11204 Silver Tree Pl is owner-occupied and held in a trust since April 2011.

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	11204 SILVER TREE PL, COLUMBIA, MD 21044-5703
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 1992 · Amount on File
Deed Sale	Dec 15, 1992 · Amount on File
Prior Sale	Jul 23, 1992 · Amount on File
Deed Book / Page	2722 / 122
Last Transfer Date	Apr 19, 2011
Transfer Doc	0141610359
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	11204 SILVER TREE PL, COLUMBIA, MD 21044-5703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11204 SILVER TREE PL, COLUMBIA, MD 21044-5703

Mortgage

Document Number	0199560081
Date	Nov 24, 2020
Book Page	19956/81

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 11204 Silver Tree Pl was $12,267 with a homeowner's exemption, up 2.4% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,267.00 (+2.42%) Homeowner's exemption	$855,733 (+6.51%)	$908,000 (-) Land $292,000 Building $616,000
2025	$11,977.00 (+4.98%) Homeowner's exemption	$803,467	$908,000 Land $292,000 Building $616,000
2024	$11,409.00
2023		$735,967	$751,200 Land $227,000 Building $524,200
2022	$8,115.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11204 Silver Tree Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11204 Silver Tree Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Silver Tree Pl

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