11203 Silver Tree Pl, Columbia, MD 21044 Property Records

Howard County property record for 11203 Silver Tree Pl, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,684 sqft · built 1992
Lot Size	0.462 acres (20,141 sqft)
Owner	2 Company Names on Record
Tax Bill	$11,537 (2026)
Deeds & Mortgages	Sep 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-092734`

Property Details

APN / Parcel Number

Primary APN	`15-092734`
Alternative APN	`092734`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,684 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,141 sqft (0.462 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	092734
Street Address	11203 SILVER TREE PL
City	COLUMBIA
State	MD
Zip	21044-5703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 44 .4624 A 11203 SILVER TREE PL VIL HARPERS CHOICE S7 A3
Legal Subdivision	VILLAGE HARPERS CHOICE SEC 07
Legal Lot Number	44
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	2
Census Block	2000
Census Tract	605502

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	11203 SILVER TREE PL, COLUMBIA, MD 21044-5703
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
May 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE COLUMBIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2004
Deed Sale	Jun 4, 2004
Prior Sale	Jun 2, 2004
Deed Document Number	200446365
Transfer Doc	0000046365
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	11203 SILVER TREE PL, COLUMBIA, MD 21044-5703
Transaction Type	Mortgage
Record Updated	Jan 2, 2024
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0209330323
Date	Sep 22, 2021
Book Page	20933/323

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	11203 SILVER TREE PL, COLUMBIA, MD 21044-5703
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181940258
Date	May 30, 2018
Book Page	18194/258

Lender

Name	THE COLUMBIA BANK
Type	Bank
Address	COLUMBIA, MD 21044

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,537.00 (+1.69%) Homeowner's exemption	$814,467 (+6.53%)	$864,400 (-) Land $294,500 Building $569,900
2025	$11,345.00 (+4.25%) Homeowner's exemption	$764,533 (+7.56%)	$864,400 (+20.96%) Land $294,500 Building $569,900
2024	$10,883.00 (+36.72%)
2023		$710,767	$714,600 Land $229,500 Building $485,100
2022	$7,960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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