1120 Summit Hills Ln, Naperville, IL 60563 Property Records

DuPage County property record for 1120 Summit Hills Ln, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,160 sqft · built 1971
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$713,500 (Jun 2026)
Tax Bill	$10,588 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-404-002`

Property Details

APN / Parcel Number

Primary APN	`07-11-404-002`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,160 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	1,080 sqft
2nd Floor Area	1,080 sqft
Basement Area	540 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	14.6 ft deep x 8.5 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1120 SUMMIT HILLS LN
City	NAPERVILLE
State	IL
Zip	60563-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SUMMIT HILLS RESUB
Legal Subdivision	SUMMIT HILLS RESUB
Legal Block	4
Legal Lot Number	15
Legal Unit	4
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2075
Census Tract	846405

Owner

Source: DuPage County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1120 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 4, 2019	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Sep 6, 2017	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Sep 6, 2017 · Amount on Record
Deed Document Number	202641217
Prior Transfer Date	Feb 28, 2000
Prior Transfer Doc	0000032036
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 18, 2026
Property Address	1120 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2243
Document Number	0000041217
Instrument Date	May 22, 2026
Instrument	202641217
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108,095.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2243

Mortgage

Document Number	0000041219,
Date	Jun 18, 2026
Instrument	202641219

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1120 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2243
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	N TITLE COMPANY, SNP TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036791
Date	Mar 8, 2021
Instrument	R2021-036791

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1120 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2243
Document Number	0000079433
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	SNP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1120 SUMMIT HILLS LN NAPERVILLE IL 605632243, NAPERVILLE, IL 60563-2243

Mortgage

Document Number	0000079433
Date	Sep 10, 2019
Instrument	79433

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

Interest

Rate	5.37%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 6, 2017
Property Address	1120 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2243
Document Number	0000092036
Instrument Date	Aug 28, 2017
Instrument	92036
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1120 SUMMIT HILLS LN NAPERVILLE IL 605632243, NAPERVILLE, IL 60563-2243

Mortgage

Document Number	92037
Date	Sep 6, 2017
Instrument	92037

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,588.00 (+4.72%) Homeowner's exemption	$192,110 (+9.67%) Land $80,762 Building $111,348	$576,330 (+9.67%) Land $242,286 Building $334,044
2024	$10,111.00 (+10.51%)	$175,171 (+18.67%) Land $73,641 Building $101,530	$525,513 (+18.67%) Land $220,923 Building $304,590
2022	$9,149.00 Homeowner's exemption	$147,610 Land $62,330 Building $85,280	$442,830 Land $186,990 Building $255,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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