1128 Summit Hills Ln, Naperville, IL 60563 Property Records

DuPage County property record for 1128 Summit Hills Ln, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,820 sqft · built 1996
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$793,500 (Jun 2022)
Tax Bill	$14,357 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-404-036`

Property Details

APN / Parcel Number

Primary APN	`07-11-404-036`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,820 sqft Living Area
Gross Area	4,165 sqft
1st Floor Area	1,400 sqft
2nd Floor Area	1,385 sqft
Basement Area	1,380 sqft
Finished Basement	1,035 sqft
Unfinished Basement	345 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,939 sqft (0.32 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1128 SUMMIT HILLS LN
City	NAPERVILLE
State	IL
Zip	60563-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	EHRHARTS SUMMIT HILLS RESUB
Legal Subdivision	EHRHARTS SUMMIT HILLS RESUB
Legal Lot Number	4
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2075
Census Tract	846405

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6S503 BRIDLESPUR DR, NAPERVILLE, IL 60540-5928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 10, 2021	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on Record
Deed Sale	Jun 9, 2022 · Amount on Record
Prior Sale	Feb 10, 2021 · Amount on Record
Deed Document Number	202255971
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 9, 2022
Property Address	1128 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2243
Document Number	0000055971
Map Reference	DOC R93-305437
Instrument Date	May 13, 2022
Instrument	R2022-055971
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$793.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1128 SUMMIT HILLS LN, 1128, NAPERVILLE, IL 60563-2243

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1128 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2243

Mortgage

Document Number	0000055972
Date	Jun 9, 2022
Instrument	R2022-055972

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 10, 2021
Property Address	1128 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2243
Document Number	0000022598
Map Reference	DOC R93-305437
Instrument Date	Feb 1, 2021
Instrument	R2021-022598
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1128 SUMMIT HILLS LN, 1128, NAPERVILLE, IL 60563-2243

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1128 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2243

Mortgage

Document Number	0000022599
Date	Feb 10, 2021
Instrument	R2021-022599

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,357.00 (+20.72%)	$254,233 (+33.76%) Land $90,245 Building $163,988	$762,699 (+33.76%) Land $270,735 Building $491,964
2022	$11,893.00 Homeowner's exemption	$190,070 Land $69,660 Building $120,410	$570,210 Land $208,980 Building $361,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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