1116 Cottontail Rd, Vista, CA 92081 Property Records

San Diego County property record for 1116 Cottontail Rd, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1992
Lot Size	0.121 acres (5,283 sqft)
Owner	2 Company Names on File
Last Sale	$433,000 (Feb 2017)
Tax Bill	$6,392 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-381-15-00`

Property Details

APN / Parcel Number

Primary APN	`217-381-15-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,540 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	5,283 sqft (0.121 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1116 COTTONTAIL RD
City	VISTA
State	CA
Zip	92081-8619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 71 TR 010150
Legal Subdivision	79-5 VISTA
Legal Tract	010150
Legal Block	3
Legal Lot Number	71
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3012
Census Tract	19905

Owner

1116 Cottontail Rd is owned by a company that bought it in February 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	1116 COTTONTAIL RD, VISTA, CA 92081-8619
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Feb 28, 2017	Grant Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2017 · Amount on File
Deed Sale	Feb 28, 2017 · Amount on File
Prior Sale	Mar 6, 2008 · Amount on File
Deed Document Number	201792946
Prior Transfer Date	May 22, 1996
Prior Transfer Doc	0000379470
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1116 COTTONTAIL RD, VISTA, CA 92081-8619
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 COTTONTAIL RD, VISTA, CA 92081-8619

Mortgage

Document Number	0000301194
Date	Apr 19, 2021
Instrument	2021-0301194

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1116 COTTONTAIL RD, VISTA, CA 92081-8619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000311791
Date	Jul 31, 2018
Instrument	2018-0311791

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2017
Property Address	1116 COTTONTAIL RD, VISTA, CA 92081-8619
Document Number	0000092946
Map Reference	MAP10150
Instrument Date	Jan 26, 2017
Instrument	2017-0092946
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1116 COTTONTAIL RD, VISTA, CA 92081-8619

Mortgage

Document Number	0000092947
Date	Feb 28, 2017
Instrument	2017-0092947

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1116 Cottontail Rd was $6,392.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$512,577 (+2%) Land $295,947 Building $216,630
2025	$6,392.00	$502,528 Land $290,145 Building $212,383
2023	$5,937.00 (+0.24%)	$483,016 Land $278,879 Building $204,137
2022	$5,923.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1116 Cottontail Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1116 Cottontail Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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