1108 4th Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 1108 4th Ave S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,623 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,000 (Jun 2018)
Tax Bill	$2,860 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58.847.1260`

Property Details

APN / Parcel Number

Primary APN	`58.847.1260`

Exterior

Lot Area	4,623 sqft (0.11 acres)

Location & Zoning

Street Address	1108 4TH AVE S
City	MOORHEAD
State	MN
Zip	56560-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME WHITES 1ST ADD SUBDIVISIONCD 58847 S 100' OF E 21' OF LOT 15 & S 100' OF LOT 16 13
Legal Range	48
Legal Township	139
Legal Section	08
Legal Subdivision	WHITES 1ST ADD
Legal Block	13
Legal Lot Number	15
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2060
Census Tract	20300

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1134 1ST ST NW, ROCHESTER, MN 55901-6203
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORP
Jun 6, 2018	Quit Claim Deed, Transfer TITLE COMPANY/FARGO, TITLE CO/FARGO
Jun 6, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Oct 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2018 · Amount on Record
Deed Sale	Jun 6, 2018 · Amount on Record
Deed Document Number	2018780310
Prior Transfer Date	Jun 1, 2018
Prior Transfer Doc	0000780309
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1108 4TH AVE S, MOORHEAD, MN 56560-2915
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000814719
Date	Apr 20, 2021
Instrument	814719

Lender

Name	HOME POINT FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Jun 6, 2018
Property Address	1108 4TH AVE S, MOORHEAD, MN 56560-2915
Document Number	0000780309
Instrument Date	Jun 1, 2018
Instrument	780309
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	TITLE COMPANY/FARGO, TITLE CO/FARGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4747 WOODHAVEN DR S FARGO ND 581044291, FARGO, ND 58104-4291

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jun 6, 2018
Property Address	1108 4TH AVE S, MOORHEAD, MN 56560-2915
Document Number	0000780310
Instrument Date	Jun 1, 2018
Instrument	780310
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TITLE CO OF FARGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1134 1ST ST NW, ROCHESTER, MN 55901-6203

Mortgage

Document Number	0000780311
Date	Jun 6, 2018
Instrument	780311

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Oct 26, 2017
Property Address	1108 4TH AVE S, MOORHEAD, MN 56560-2915
Document Number	0000774281
Instrument Date	Oct 26, 2017
Instrument	774281
Transaction Type	Transfer
Record Updated	Nov 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4747 WOODHAVEN DR S FARGO ND 581044291, FARGO, ND 58104-4291

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,860.00 (+19.17%)	$155,600 (-0.06%) Land $25,400 Building $130,200	$155,600 (-0.06%) Land $25,400 Building $130,200
2025		$155,700 (+10.11%) Land $30,400 Building $125,300	$155,700 (+10.11%) Land $30,400 Building $125,300
2023	$2,400.00	$141,400 Land $28,300 Building $113,100	$141,400 Land $28,300 Building $113,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2011)
Claims Outside the SFHA	12 of 17
Most Recent Claim	Apr 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 7 claims Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 3 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom.

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