112 W 5th St, Duluth, MN 55806 Property Records

St. Louis County property record for 112 W 5th St, Duluth, MN 55806

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 2 ba · 800 sqft · built 1901
Lot Size	0.08 acres (3,507 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (May 2025)
Tax Bill	$2,422 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1020-00600`

Property Details

APN / Parcel Number

Primary APN	`010-1020-00600`
Alternative APNs	`1101878` `1182223`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	800 sqft Gross Area
1st Floor Area	800 sqft
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Lot Area	3,507 sqft (0.08 acres)
Garage Area	1,449 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1182223
Street Address	112 W 5TH ST
City	DULUTH
State	MN
Zip	55806-2730
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	W 1/2 SERIAL #
Legal Subdivision	DULUTH PROPER FIRST DIVISION
Legal Lot Number	22
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3003
Census Tract	1800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 W 5TH ST, DULUTH, MN 55806-2730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SVCS OF DULUTH INC
Dec 16, 2020	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Aug 8, 2018	Grant Deed, Transfer · Line of Credit REPUBLIC BK
Oct 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025 · Amount on Record
Deed Sale	May 7, 2025 · Amount on Record
Prior Sale	Dec 16, 2020 · Amount on Record
Deed Document Number	20251509805
Prior Transfer Date	May 26, 2004
Prior Transfer Doc	0000947901
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	112 W 5TH ST, DULUTH, MN 55806-2730
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001526542
Date	Jan 22, 2026
Instrument	1526542

Lender

Name	NEIGHBORHOOD HOUSING SVCS OF DULUTH INC
Type	Government Agency
Address	DULUTH, MN 55805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 24, 2045

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 16, 2020
Property Address	112 W 5TH ST, DULUTH, MN 55806-2730
Document Number	00A1398714
Instrument Date	Dec 10, 2020
Instrument	A1398714
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 W 5TH ST DULUTH MN 558062730, DULUTH, MN 55806-2730

Mortgage

Document Number	A1398715
Date	Dec 16, 2020
Instrument	A1398715

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 8, 2018
Property Address	112 W 5TH ST, DULUTH, MN 55806-2730
Document Number	00A1338157
Instrument Date	Aug 3, 2018
Instrument	A1338157
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 W ARROWHEAD RD DULUTH MN 558032456, DULUTH, MN 55803-2456

Mortgage

Document Number	A1338158
Date	Aug 8, 2018
Instrument	A1338158

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 16, 2017
Property Address	112 W 5TH ST, DULUTH, MN 55806-2730
Document Number	00A1320029
Instrument Date	Jun 27, 2007
Instrument	A1320029
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,422.00 (+5.86%)
2025	$2,288.00 (+10.42%)	$153,400 (+13.38%) Land $13,900 Building $139,500	$153,400 (+13.38%) Land $13,900 Building $139,500
2024	$2,072.00 (+2.37%)	$135,300 (+23.79%) Land $12,700 Building $122,600	$135,300 (+23.79%) Land $12,700 Building $122,600
2023	$2,024.00
2022		$109,300 (+65.36%) Land $14,000 Building $95,300	$109,300 (+65.36%) Land $14,000 Building $95,300
2021		$66,100 Land $10,800 Building $55,300	$66,100 Land $10,800 Building $55,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber, AT&T, Fidium Fiber.

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