110 W 5th St, Duluth, MN 55806 Property Records

St. Louis County property record for 110 W 5th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 1,705 sqft · built 1915
Lot Size	0.08 acres (3,507 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Apr 2021)
Tax Bill	$3,176 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1020-00590`

Property Details

APN / Parcel Number

Primary APN	`010-1020-00590`
Alternative APN	`1108046`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,705 sqft Gross Area
1st Floor Area	682 sqft
Basement Area	682 sqft
Finished Basement	682 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Lot Area	3,507 sqft (0.08 acres)
Garage Area	396 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	256 sqft
Deck Area	360 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1108046
Street Address	110 W 5TH ST
City	DULUTH
State	MN
Zip	55806-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 SERIAL #
Legal Subdivision	DULUTH PROPER 1ST DIV WEST 5TH
Legal Lot Number	22
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3003
Census Tract	1800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12581 DORCHESTER TRL, SAINT PAUL, MN 55124-8634
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage DISTINCTIVE MORTGAGES LLC
Oct 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Aug 30, 2018	Grant Deed, Mortgage · Line of Credit PEOPLES BK MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on File
Deed Sale	Apr 28, 2021 · Amount on File
Deed Document Number	20211412049
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 28, 2021
Property Address	110 W 5TH ST, DULUTH, MN 55806-2730
Document Number	0001412049
Instrument Date	Apr 22, 2021
Instrument	1412049
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12581 DORCHESTER TRL, APPLE VALLEY, MN 55124-8634

Mortgage

Document Number	0001412050
Date	Apr 28, 2021
Instrument	1412050

Lender

Name	DISTINCTIVE MORTGAGES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	110 W 5TH ST, DULUTH, MN 55806-2730
Document Number	00A1343557
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	CONSOLIDATED TITLE COMPANY, CONSOLIDATED TITLE & ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	202 W 2ND ST DULUTH MN 558021934, DULUTH, MN 55802-1934

Mortgage

Document Number	00A1343557
Date	Oct 29, 2018
Instrument	A1343557

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	202 W SUPERIOR ST # 610, DULUTH, MN 55802-1944

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 30, 2018
Property Address	110 W 5TH ST, DULUTH, MN 55806-2730
Instrument Date	Aug 29, 2018
Instrument	A1339656
Transaction Type	Mortgage
Record Updated	Oct 3, 2018
Title Company	PRO TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1905 STEVENS AVE #B MINNEAPOLIS MN 554033869, B, MINNEAPOLIS, MN 55403-3869

Mortgage

Document Number	00A1339656
Date	Aug 30, 2018
Instrument	A1339656

Lender

Name	PEOPLES BK MIDWEST
Type	Bank
Address	3585 HIGHWAY 61 N, VADNAIS HEIGHTS, MN 55110-5223

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,176.00 (+5.66%)
2025	$3,006.00 (+11.91%)	$229,300 (+5.09%) Land $13,900 Building $215,400	$229,300 (+5.09%) Land $13,900 Building $215,400
2024	$2,686.00	$218,200 (+25.62%) Land $12,700 Building $205,500	$218,200 (+25.62%) Land $12,700 Building $205,500
2022		$173,700 Land $14,000 Building $159,700	$173,700 Land $14,000 Building $159,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber, AT&T, Fidium Fiber.

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