St. Louis County property record for 108 W 5th St, Duluth, MN 55806
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.12 acres (5,260 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,000 (May 2015) |
| Tax Bill | $274 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1020-00520 |
| Primary APN | 010-1020-00520 |
|---|---|
| Alternative APN |
|
| Lot Area | 5,260 sqft (0.12 acres) |
|---|
| Heating Fuel | Gas |
|---|
| Account Number | 988243 |
|---|---|
| Street Address | 108 W 5TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55806-2730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 70 FT OF LOT 18 AND E 25 FT OF N 70 FTOF LOT 20 SERIAL # |
| Legal Subdivision | DULUTH PROPER 1ST DIV WEST 5TH |
| Legal Lot Number | 18,20 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1800 |
108 W 5th St is owned and occupied by an individual who bought it in May 2015.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 W 5TH ST, DULUTH, MN 55806-2730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2015 · Amount on File |
| Deed Sale | May 8, 2015 · Amount on File |
| Prior Sale | Apr 15, 2010 |
| Deed Document Number | 20151259965 |
| Prior Transfer Date | Jun 24, 2011 |
| Prior Transfer Doc | 0000065015 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 108 W 5TH ST, DULUTH, MN 55806-2730 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001467761 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 1467761 |
| Name | SUPERIOR CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 7, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 108 W 5th St was $274 with a homeowner's exemption, up 5.4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274.00 (+5.38%) Homeowner's exemption | ||
| 2025 | $260.00 (-18.24%) Homeowner's exemption | $20,900 (+1%) Land $20,900 | $20,900 (+1%) Land $20,900 |
| 2024 | $318.00 | $19,000 Land $19,000 | $19,000 Land $19,000 |
| 2022 | $21,000 Land $21,000 | $21,000 Land $21,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 108 W 5th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Dec 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 W 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Airfiber, AT&T, Fidium Fiber.
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