112 Village Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 112 Village Dr, Aptos, CA 95003

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,587 sqft · built 1978
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on Record
Tax Bill	$7,952 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`041-011-11`

Property Details

APN / Parcel Number

Primary APN	`041-011-11`
Alternative APN	`041-011-11-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,587 sqft Total Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Duplex Single
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,186 sqft (0.142 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	112 VILLAGE DR
City	APTOS
State	CA
Zip	95003-3943
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM-4
Legal Subdivision	APTOS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1535, APTOS, CA 95001-1535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage GLOBAL EQUITY FINANCE INC
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GLOBAL EQUITY FINANCE INC
Apr 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC
Apr 2, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage DATA MORTGAGE INC
Apr 2, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Mar 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 9, 2018	Quit Claim Deed, Transfer · Conventional Mortgage BUCHBINDER EMILY J

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 29, 2019
Transfer Doc	0000008274
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	112 VILLAGE DR, APTOS, CA 95003-3943
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 VILLAGE DR, APTOS, CA 95003-3943

Mortgage

Document Number	0000026372
Date	Dec 9, 2025
Instrument	2025-0026372

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	SILVERDALE, WA 98383

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	114 VILLAGE DR, APTOS, CA 95003-3943
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 VILLAGE DR, APTOS, CA 95003-3943

Mortgage

Document Number	0000012979
Date	Mar 3, 2021
Instrument	2021-0012979

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	114 VILLAGE DR, APTOS, CA 95003-3943
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 VILLAGE DR, APTOS, CA 95003-3943

Mortgage

Document Number	0000046136
Date	Sep 8, 2021
Instrument	2021-0046136

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	114 VILLAGE DR, APTOS, CA 95003-3943
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 VILLAGE DR, APTOS, CA 95003-3943

Mortgage

Document Number	0000013288
Date	Apr 26, 2022
Instrument	2022-0013288

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 2, 2019
Property Address	112 VILLAGE DR, APTOS, CA 95003-3943
Document Number	0000008274
Instrument Date	Mar 29, 2019
Instrument	2019-0008274
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 CAROL WAY, APTOS, CA 95003-4236

Mortgage

Document Number	0000008275
Date	Apr 2, 2019
Instrument	2019-0008275

Lender

Name	DATA MORTGAGE INC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 2, 2019
Property Address	112 VILLAGE DR, APTOS, CA 95003-3943
Document Number	0000008276
Instrument Date	Mar 27, 2019
Instrument	8276
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	170 CAROL WAY APTOS CA 950034236, APTOS, CA 95003-4236

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 1, 2018
Property Address	112 VILLAGE DR, APTOS, CA 95003-3943
Document Number	0000006295
Instrument Date	Feb 28, 2018
Instrument	6295
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	170 CAROL WAY APTOS CA 950034236, APTOS, CA 95003-4236

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 9, 2018
Property Address	112 VILLAGE DR, APTOS, CA 95003-3943
Document Number	0000004170
Instrument Date	Feb 8, 2018
Instrument	4170
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 VILLAGE DR APTOS CA 950033943, APTOS, CA 95003-3943

Mortgage

Document Number	4171
Date	Feb 9, 2018
Instrument	4171

Lender

Name	BUCHBINDER EMILY J
Address	133 MISSION ST # 280, SANTA CRUZ, CA 95060-3755

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$494,814 (+2%) Land $191,418 Building $303,396
2025	$7,952.00 (+8.18%) Homeowner's exemption	$485,112 (+4.04%) Land $187,665 Building $297,447
2024	$7,351.00 (+2.78%)
2023	$7,152.00 (+1.97%) Homeowner's exemption	$466,275 Land $180,378 Building $285,897
2022	$7,014.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Cruzio, Surfnet Communications, T-Mobile, Verizon.

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