105 Village Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 105 Village Dr, Aptos, CA 95003

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,106 sqft · built 1983
Lot Size	0.029 acres (1,263 sqft)
Owner	2 Individual Names on File
Last Sale	$755,000 (Sep 2021)
Tax Bill	$10,419 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-011-28`

Property Details

APN / Parcel Number

Primary APN	`041-011-28`
Alternative APN	`041-011-28-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,106 sqft Living Area
Gross Area	1,694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	1,263 sqft (0.029 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	105 VILLAGE DR
City	APTOS
State	CA
Zip	95003-3944
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM-4
Legal Subdivision	TOWNHOUSE SUB
Legal Lot Number	B
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	122002

Owner

105 Village Dr, a townhouse, is owned and occupied by two individuals who bought it in September 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 VILLAGE DR, APTOS, CA 95003-3944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Grant Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Feb 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage ASWAD PROPERTIES LLC
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage 1987 MAYCO LIVING TRUST (LT)
Feb 15, 2017	Loan Modification, Mortgage · Conventional Mortgage ALBERT J DEMARTINI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on File
Deed Sale	Sep 10, 2021 · Amount on File
Deed Document Number	202146693
Prior Transfer Date	Feb 20, 2014
Prior Transfer Doc	0000006224
Record Updated	Sep 20, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 10, 2021
Property Address	105 VILLAGE DR, APTOS, CA 95003-3944
Document Number	0000046693
Map Reference	MB 42 PG 37
Instrument Date	Sep 3, 2021
Instrument	2021-0046693
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	105 VILLAGE DR, APTOS, CA 95003-3944

Mortgage

Document Number	0000046694
Date	Sep 10, 2021
Instrument	2021-0046694

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	105 VILLAGE DR, APTOS, CA 95003-3944
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 ZINFANDEL CIR, SCOTTS VALLEY, CA 95066-3258

Mortgage

Document Number	0000007983
Date	Feb 9, 2021
Instrument	2021-0007983

Lender

Name	ASWAD PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	105 VILLAGE DR, APTOS, CA 95003-3944
Document Number	0000039124
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	TICOR TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	105 VILLAGE DR APTOS CA 950033944, APTOS, CA 95003-3944

Mortgage

Document Number	0000039124
Date	Nov 21, 2017
Instrument	39124

Lender

Name	1987 MAYCO LIVING TRUST (LT)
Address	745 E VALLEY BLVD # 187, SAN GABRIEL, CA 91776-3549

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CRUZ CA
Property Address	105 VILLAGE DR, APTOS, CA 95003-3944
Document Number	0000006617
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 16, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 VILLAGE DR APTOS CA 950033944, APTOS, CA 95003-3944

Mortgage

Document Number	0000006617
Date	Feb 24, 2017
Instrument	6617

Lender

Name	ALBERT J DEMARTINI

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Feb 23, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 105 Village Dr was $10,419 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$817,236 (+2%) Land $572,066 Building $245,170
2025	$10,419.00 Homeowner's exemption	$801,212 Land $560,848 Building $240,364
2023	$9,450.00 (+2.23%) Homeowner's exemption	$770,100 Land $539,070 Building $231,030	$686,880
2022	$9,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Village Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Village Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

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