112 Viewpoint Cir, Pell City, AL 35128 Property Records

St. Clair County property record for 112 Viewpoint Cir, Pell City, AL 35128

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,162 sqft · built 1973
Lot Size	0.96 acres (41,724 sqft)
Owner	Individual Name on File
Last Sale	$459,500 (Jul 2019)
Tax Bill	$1,642 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-07-25-4-001-019.000`

Property Details

APN / Parcel Number

Primary APN	`28-07-25-4-001-019.000`
Alternative APNs	`512097` `31158`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,162 sqft Heated Area
1st Floor Area	2,162 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	41,724 sqft (0.96 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Boat Access	Boat Access
Boat House	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	112 VIEWPOINT CIR
City	PELL CITY
State	AL
Zip	35128-6730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK B RIVIERE EST 25-17-3
Legal Range	03E
Legal Township	17S
Legal Section	25
Legal Subdivision	RIVIERE EST
Legal Block	B
Legal Lot Number	4
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	2
Census Block	2010
Census Tract	40212

Owner

112 Viewpoint Cir is owned and occupied by an individual who bought it in July 2019.

Source: St. Clair County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 354, CROPWELL, AL 35054-0354
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage COOSA VALLEY MORTGAGE INC
Jul 29, 2019	Warranty Deed, Transfer · Conventional Mortgage COOSA VALLEY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Prior Sale	Nov 14, 2007 · Amount on File
Deed Book / Page	2019 / 8607
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	112 VIEWPOINT CIR, PELL CITY, AL 35128-6730
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051846
Date	Oct 6, 2020
Book Page	MTG 2020/51846

Lender

Name	COOSA VALLEY MORTGAGE INC
Type	Non-Lending Institution
Address	PORT ORANGE, FL 32128

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jul 29, 2019
Property Address	112 VIEWPOINT CIR, PELL CITY, AL 35128-6730
Document Number	0000008607
Book / Page	DEED 2019 / 08607
Map Reference	MB 1962 PG 75
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4559 WIGLEY ESTATES RD, 4559, MARIETTA, GA 30066-2405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 354, CROPWELL, AL 35054-0354

Mortgage

Document Number	MTG201927413
Date	Jul 29, 2019
Instrument	MTG 2019/27413

Lender

Name	COOSA VALLEY MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 112 Viewpoint Cir was $1,642 with exemptions applied.

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Pell City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,642.00	$41,220	$412,040
2023		$82,408 Land $32,000 Building $50,408	$412,040 Land $160,000 Building $252,040
2022	$1,452.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 Viewpoint Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Viewpoint Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELL CITY serves 17,586 people · EPA ID AL0001204
Water Source	Purchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT
Last State Inspection	Jun 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

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